Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Dental$109K
- Other$80K
- Life$29K
- Long-term disability$26K
- Vision$21K
Sponsor portfolio
OPES COMPANIES
EIN 87-2569890Latest filing 2025
Plans
10
Retirement
0
Welfare
10
$222K premiums
Participants
3,243
214 EAST 18TH AVENUE - NORTH KANSAS CITY, MO 64116816-994-9190
Plans on this EIN
10 filings#504Fully Insured-$109K - 403 lives#507Fully Insured-$26K - 454 lives#505Fully Insured-$21K - 348 lives#506Fully Insured-$17K - 454 lives#508Mixed-$16K - 454 lives#501Fully Insured-$12K - 454 lives#502Fully Insured-$12K - 454 lives#509Mixed-$10K - 454 lives#503Self Funded-0 lives#510Self Funded-0 lives
Benefits portfolio analytics
10 plans / $222K premiums / 3,475 covered livesCarrier market share
Premium dollars by Schedule A carrier
49%top
- DELTA DENTAL OF CALIFORNIA49%
- KANSAS CITY LIFE INSURANCE COMPANY41%
- ADVANTICA INSURANCE COMPANY9%
Broker market share
Schedule A broker compensation
54%top
- MARSH & MCLENNAN AGENCY LLC54%
- DAVIS SPENCER46%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Welfare#504
OPES COMPANIES, LLC DENTAL BENEFITS PLAN
Fully Insured - DELTA DENTAL OF MISSOURI
Premiums$109K
Covered lives403
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#507
OPES COMPANIES, LLC LONG TERM DISABILITY BENEFITS PLAN
Fully Insured - KANSAS CITY LIFE INSURANCE COMPANY
Premiums$26K
Covered lives454
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505
OPES COMPANIES, LLC VISION BENEFITS PLAN
Fully Insured - ADVANTICA INSURANCE COMPANY
Premiums$21K
Covered lives348
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#506
OPES COMPANIES, LLC VOLUNTARY LIFE & AD&D BENEFITS PLAN
Fully Insured - KANSAS CITY LIFE INSURANCE COMPANY
Premiums$17K
Covered lives454
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#508
OPES COMPANIES, LLC ACCIDENT BENEFITS PLAN
Mixed - KANSAS CITY LIFE INSURANCE COMPANY
Premiums$16K
Covered lives454
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
OPES COMPANIES, LLC
Fully Insured - KANSAS CITY LIFE INSURANCE COMPANY
Premiums$12K
Covered lives454
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
OPES COMPANIES, LLC
Fully Insured - KANSAS CITY LIFE INSURANCE COMPANY
Premiums$12K
Covered lives454
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#509
OPES COMPANIES, LLC CRITICAL ILLNESS BENEFITS PLAN
Mixed - KANSAS CITY LIFE INSURANCE COMPANY
Premiums$10K
Covered lives454
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503
OPES COMPANIES, LLC MEDICAL BENEFITS PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#510
OPES COMPANIES, LLC FSA PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare plans10
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 504 | OPES COMPANIES, LLC DENTAL BENEFITS PLAN | Fully Insured | DELTA DENTAL OF MISSOURI | $109K | 403 | 2025 | |
| 507 | OPES COMPANIES, LLC LONG TERM DISABILITY BENEFITS PLAN | Fully Insured | KANSAS CITY LIFE INSURANCE COMPANY | $26K | 454 | 2025 | |
| 505 | OPES COMPANIES, LLC VISION BENEFITS PLAN | Fully Insured | ADVANTICA INSURANCE COMPANY | $21K | 348 | 2025 | |
| 506 | OPES COMPANIES, LLC VOLUNTARY LIFE & AD&D BENEFITS PLAN | Fully Insured | KANSAS CITY LIFE INSURANCE COMPANY | $17K | 454 | 2025 | |
| 508 | OPES COMPANIES, LLC ACCIDENT BENEFITS PLAN | Mixed | KANSAS CITY LIFE INSURANCE COMPANY | $16K | 454 | 2025 | |
| 501 | OPES COMPANIES, LLC | Fully Insured | KANSAS CITY LIFE INSURANCE COMPANY | $12K | 454 | 2025 | |
| 502 | OPES COMPANIES, LLC | Fully Insured | KANSAS CITY LIFE INSURANCE COMPANY | $12K | 454 | 2025 | |
| 509 | OPES COMPANIES, LLC CRITICAL ILLNESS BENEFITS PLAN | Mixed | KANSAS CITY LIFE INSURANCE COMPANY | $10K | 454 | 2025 | |
| 503 | OPES COMPANIES, LLC MEDICAL BENEFITS PLAN | Self Funded | - | $0 | 0 | 2025 | |
| 510 | OPES COMPANIES, LLC FSA PLAN | Self Funded | - | $0 | 0 | 2025 |
Welfare plans