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  2. Needham Bank
  • Retirement analytics
  • Benefits analytics
  • Plan summaries
  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

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Needham Bank

EIN 84-3556185-banking-Latest filing 2025
Plans
8
Retirement
3
$141.0M assets
Health & Benefits
5
$570K premiums
Participants
1,236
214 GARDEN ST - NEEDHAM, MA 024922302781-444-2100needhambank.comLinkedIn51-200 employeesbanking
Plans on this EIN
8 filings
#003401(k)-$69.0M - 491 part#002ESOP-$67.8M - 326 part#004Traditional DB-$4.1M - 45 part#502Fully insured-$281K - 0 lives#501Fully insured-$236K - 374 lives#508Fully insured-$53K - 278 lives#505Self-funded-0 lives#506Self-funded-0 lives+2 more plans

Health & Benefits portfolio - carriers, brokers and premium across this company's 5 health and benefits plans.

Retirement portfolio analytics

3 plans aggregated / $141.0M assets / 862 participants

Assets by plan

Share of aggregate retirement assets

  • NEEDHAM BANK 401(K) (#003)$69.0M
  • EMPLOYEE STOCK OWNERSHIP (#002)$67.8M
  • DEFINED BENEFIT PLAN (#004)$4.1M
Total $141.0MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • NEEDHAM BANK 401(K) (#003)491
  • EMPLOYEE STOCK OWNERSHIP (#002)326
  • DEFINED BENEFIT PLAN (#004)45
Total 862Select a row to open it

Benefits portfolio analytics

5 plans / $570K premiums / 652 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$517K
  • Life$227K
  • Long-term disability$205K
  • Vision$53K
  • Short-term disability$8K
Total $570K5 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#003

NEEDHAM BANK 401(K) PLAN

401(k)

Assets$69.0M
Participants491
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#002

NEEDHAM BANK EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$67.8M
Participants326
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#004

NEEDHAM BANK DEFINED BENEFIT PLAN

Traditional DB

Assets$4.1M
Participants45
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#502

NEEDHAM BANK PFML PLAN

Fully insured - UNUM INSURANCE COMPANY

Premiums$281K
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#501

NEEDHAM BANK GROUP ACCIDENTAL DEATH & DISMEMBERMENT AND LONG TERM DISABILITY PLAN

Fully insured - UNUM LIFE INSURANCE COMPANY OF AMERICA

Premiums$236K
Covered lives374
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#508

NEEDHAM BANK VISION SERVICE PLAN

Fully insured - VISION SERVICE PLAN

Premiums$53K
Covered lives278
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#505

NEEDHAM BANK HEALTH REIMBURSEMENT ARRANGEMENT PLAN

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#506

NEEDHAM BANK FLEXIBLE SPENDING PLAN

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

3 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#003NEEDHAM BANK 401(K) PLAN401(k)$69.0M4912025
#002NEEDHAM BANK EMPLOYEE STOCK OWNERSHIP PLANESOP$67.8M3262025
#004NEEDHAM BANK DEFINED BENEFIT PLANTraditional DB$4.1M452024
  • NEEDHAM BANK 401(K) PLAN$69.0M
    #003 · 401(k) · 2025491
  • NEEDHAM BANK EMPLOYEE STOCK OWNERSHIP PLAN$67.8M
    #002 · ESOP · 2025326
  • NEEDHAM BANK DEFINED BENEFIT PLAN$4.1M
    #004 · Traditional DB · 202445

Health & Benefits plans

5 plans on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#502NEEDHAM BANK PFML PLANFully insuredUNUM INSURANCE COMPANY$281K02025
#501NEEDHAM BANK GROUP ACCIDENTAL DEATH & DISMEMBERMENT AND LONG TERM DISABILITY PLANFully insuredUNUM LIFE INSURANCE COMPANY OF AMERICA$236K3742025
#508NEEDHAM BANK VISION SERVICE PLANFully insuredVISION SERVICE PLAN$53K2782025
#505NEEDHAM BANK HEALTH REIMBURSEMENT ARRANGEMENT PLANSelf-funded-$002025
#506NEEDHAM BANK FLEXIBLE SPENDING PLANSelf-funded-$002025
  • NEEDHAM BANK PFML PLAN$281K
    #502 · Fully insured · UNUM INSURANCE COMPANY · 20250
  • NEEDHAM BANK GROUP ACCIDENTAL DEATH & DISMEMBERMENT AND LONG TERM DISABILITY PLAN$236K
    #501 · Fully insured · UNUM LIFE INSURANCE COMPANY OF AMERICA · 2025374
  • NEEDHAM BANK VISION SERVICE PLAN$53K
    #508 · Fully insured · VISION SERVICE PLAN · 2025278
  • NEEDHAM BANK HEALTH REIMBURSEMENT ARRANGEMENT PLAN$0
    #505 · Self-funded · 20250
  • NEEDHAM BANK FLEXIBLE SPENDING PLAN$0
    #506 · Self-funded · 20250
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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