Plan #	Name	Funding	Carrier	Premiums	Covered	Latest year
502	REFOCUS MANAGEMENT SERVICES, LLC - DENTAL & VISION	Fully Insured	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	$741K	620	2025
503	REFOCUS MANAGEMENT SERVICES, LLC - CORE WELFARE (HARTFORD)	Fully Insured	HARTFORD LIFE AND ACCIDENT	$543K	775	2025
504	REFOCUS MANAGEMENT SERVICES, LLC - VOLUNTARY BENEFITS (HARTFORD)	Mixed	HARTFORD LIFE AND ACCIDENT	$543K	775	2025
501	REFOCUS MANAGEMENT SERVICES, LLC - MEDICAL	Self Funded	-	$0	0	2025

Welfare plans

Sponsor portfolio

REFOCUS MANAGEMENT SERVICES, LLC

EIN 83-2174442Latest filing 2025

Plans

Retirement

Welfare

$1.8M premiums

Participants

2,619

87 GRANDVIEW AVE - WATERBURY, CT 06708

Plans on this EIN

4 filings

#502Fully Insured-$741K - 620 lives #503Fully Insured-$543K - 775 lives #504Mixed-$543K - 775 lives #501Self Funded-0 lives

Benefits portfolio analytics

4 plans / $1.8M premiums / 2,170 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

Life$1.1M
Other$1.1M
Dental$741K
Vision$741K
Short-term disability$543K
Long-term disability$543K

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor

59%top

HARTFORD LIFE AND ACCIDENT59%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA41%

Broker market share

Schedule A broker compensation

Single broker

100%top

THE FOLEY INSURANCE AGENCY, INC.100%

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.

Welfare#502