Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$1.8M
- Prescription drug$1.8M
- Dental$261K
- Vision$261K
- Life$261K
- Short-term disability$261K
- +2 more
Sponsor portfolio
UMBRA LAB, INC.
EIN 82-3703354Latest filing 2025
Plans
2
Retirement
1
$7.4M assets
Welfare
1
$2.0M premiums
Participants
370
27 EAST COTA STREET - SANTA BARBARA, CA 93101805-570-8191
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $2.0M premiums / 395 covered livesCarrier market share
Premium dollars by Schedule A carrier
87%top
- ANTHEM LIFE INSURANCE COMPANY87%
- METROPOLITAN LIFE INSURANCE COMPANY13%
Broker market share
Schedule A broker compensation
59%top
- USI INSURANCE SERVICES LLC59%
- ADVOCATE, INC.31%
- GIS BENEFITS INC10%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
UMBRA LAB, INC. RETIREMENT TRUST
401k
Assets$7.4M
Participants172
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
UMBRA LAB, INC. HEALTH AND WELFARE PLAN
Fully Insured - ANTHEM BLUE CROSS OF CALIFORNIA
Premiums$2.0M
Covered lives395
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | UMBRA LAB, INC. RETIREMENT TRUST | 401k | $7.4M | 172 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | UMBRA LAB, INC. HEALTH AND WELFARE PLAN | Fully Insured | ANTHEM BLUE CROSS OF CALIFORNIA | $2.0M | 395 | 2025 |
Retirement plans
Welfare plans