PlanOptica
CompaniesPricing
Sign inTry Pro free
Try Pro free
  1. Companies/
  2. Clearwater Federal Credit Union
  • Benefits analytics
  • Plan summaries
  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

Top hat

Clearwater Federal Credit Union

EIN 81-0289023-Finance and Insurance-Latest filing 2025
Plans
7
Retirement
1
$25.3M assets
Health & Benefits
6
$242K premiums
Participants
566
3600 BROOKS STREET - MISSOULA, MT 59801406-541-3387LinkedIn1-10 employees
Plans on this EIN
7 filings
#001401(k)-$25.3M - 267 part#501Mixed-$131K - 193 lives#504Fully insured-$55K - 185 lives#503Fully insured-$31K - 186 lives#502Fully insured-$24K - 186 lives#505Self-funded-0 lives#506Self-funded-0 lives+1 more plans

Health & Benefits portfolio - carriers, brokers and premium across this company's 6 health and benefits plans.

Benefits portfolio analytics

6 plans / $242K premiums / 750 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$131K
  • Short-term disability$131K
  • Long-term disability$131K
  • Other$131K
Total $131K4 rows
See carrier and broker market share with Pro.
Pro unlocks:
  • Top carriers and their premium share
  • Top brokers and their commission share

Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#001

CLEARWATER FEDERAL CREDIT UNION 401(K) PLAN

401(k)

Assets$25.3M
Participants267
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#501

CLEARWATER FEDERAL CREDIT UNION EMPLOYEE BENEFIT PLAN

Mixed - UNITED OF OMAHA LIFE INSURANCE COMPANY

Premiums$131K
Covered lives193
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#504

GROUP SHORT TERM DISABILITY

Fully insured - UNITED OF OMAHA LIFE INSURANCE COMPANY

Premiums$55K
Covered lives185
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#503

GROUP LONG TERM DISABILITY PLAN

Fully insured - UNITED OF OMAHA LIFE INSURANCE COMPANY

Premiums$31K
Covered lives186
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#502

GROUP LIFE INSURANCE PLAN

Fully insured - UNITED OF OMAHA LIFE INSURANCE COMPANY

Premiums$24K
Covered lives186
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#505

GROUP VISION PLAN

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#506

GROUP DENTAL PLAN

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

1 plan on this EIN

PlanNameTypeAssetsParticipantsLatest year
#001CLEARWATER FEDERAL CREDIT UNION 401(K) PLAN401(k)$25.3M2672025
  • CLEARWATER FEDERAL CREDIT UNION 401(K) PLAN$25.3M
    #001 · 401(k) · 2025267

Health & Benefits plans

6 plans on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#501CLEARWATER FEDERAL CREDIT UNION EMPLOYEE BENEFIT PLANMixedUNITED OF OMAHA LIFE INSURANCE COMPANY$131K1932025
#504GROUP SHORT TERM DISABILITYFully insuredUNITED OF OMAHA LIFE INSURANCE COMPANY$55K1852024
#503GROUP LONG TERM DISABILITY PLANFully insuredUNITED OF OMAHA LIFE INSURANCE COMPANY$31K1862024
#502GROUP LIFE INSURANCE PLANFully insuredUNITED OF OMAHA LIFE INSURANCE COMPANY$24K1862024
#505GROUP VISION PLANSelf-funded-$002024
#506GROUP DENTAL PLANSelf-funded-$002024
  • CLEARWATER FEDERAL CREDIT UNION EMPLOYEE BENEFIT PLAN$131K
    #501 · Mixed · UNITED OF OMAHA LIFE INSURANCE COMPANY · 2025193
  • GROUP SHORT TERM DISABILITY$55K
    #504 · Fully insured · UNITED OF OMAHA LIFE INSURANCE COMPANY · 2024185
  • GROUP LONG TERM DISABILITY PLAN$31K
    #503 · Fully insured · UNITED OF OMAHA LIFE INSURANCE COMPANY · 2024186
  • GROUP LIFE INSURANCE PLAN$24K
    #502 · Fully insured · UNITED OF OMAHA LIFE INSURANCE COMPANY · 2024186
  • GROUP VISION PLAN$0
    #505 · Self-funded · 20240
  • GROUP DENTAL PLAN$0
    #506 · Self-funded · 20240
Retirement plans
Health & Benefits plans

On this page

  1. Benefits analytics
  2. Plan summaries
  3. Retirement plans
  4. Health & Benefits plans
PlanOptica

Advisors and brokers use PlanOptica to research retirement and health plans. Each plan has 10 years of filings, a peer rank and a source for every number.

Product
  • Retirement
  • Health & Benefits
  • Funds & Managers
  • Companies
  • Pricing
Data
  • Downloads
  • Retirement plans CSV
  • Health & Benefits plans CSV
  • Plan holdings CSV
  • Custom analysis
  • API and AI agents
Resources
  • Free ERISA search
  • Free EIN lookup
  • All providers
  • Health & Benefits providers
  • Filter catalog
  • Documentation
  • Glossary
  • Compare
Company
  • About
  • Research
  • Press
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica