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  1. Companies/
  2. CULLEN/FROST BANKERS, INC.
Sponsor portfolioTH

CULLEN/FROST BANKERS, INC.

EIN 74-1751768-Finance and Insurance-Latest filing 2024
Plans
4
Retirement
2
$1.38B assets
Welfare
2
$6.9M premiums
Participants
15,573
P.O. BOX 1600, 111 WEST HOUSTON STREET - SAN ANTONIO, TX 78205210-220-4011
Plans on this EIN
4 filings
#003ESOP-$1.21B - 7,179 part#002TraditionalDB-$169.7M - 2,313 part#506Mixed-$6.9M - 8,926 lives#503Unknown-0 lives

Retirement portfolio analytics

2 plans aggregated / $1.38B assets / 9,492 participants

Assets by plan

Share of aggregate retirement assets

88%top
  • AND ITS AFFILIATES (#003)88%
  • & ITS AFFILIATES (#002)12%
Total $1.38BClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • AND ITS AFFILIATES (#003)7,179
  • & ITS AFFILIATES (#002)2,313
Total 9,492Click row to drill in

Benefits portfolio analytics

2 plans / $6.9M premiums / 8,926 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Stop-loss$3.0M
  • Life$2.2M
  • Long-term disability$1.0M
  • Vision$529K
  • Dental$146K
Total $6.9M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
47%top
  • STANDARD INSURANCE COMPANY47%
  • RELIASTAR LIFE INSURANCE COMPANY43%
  • UNITEDHEALTHCARE INSURANCE COMPANY8%
  • SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION2%
Total $6.9M4 slices

Broker market share

Schedule A broker compensation

Split broker
54%top
  • STEALTH PARTNER GROUP LLC54%
  • FROST INSURANCE AGENCY INC46%
Total $368K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#003

THE 401(K) STOCK PURCHASE PLAN FOR EMPLOYEES OF CULLEN/FROST BANKERS, INC. AND ITS AFFILIATES

ESOP

Assets$1.21B
Participants7,179
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

RETIREMENT PLAN FOR EMPLOYEES OF CULLEN/FROST BANKERS, INC. & ITS AFFILIATES

TraditionalDB

Assets$169.7M
Participants2,313
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#506

CULLEN/FROST BANKERS, INC. GROUP WELFARE PLAN

Mixed - RELIASTAR LIFE INSURANCE COMPANY

Premiums$6.9M
Covered lives8,926
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

CULLEN/FROST BANKERS, INC. PRETAX BENEFIT PLAN

Unknown

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
003THE 401(K) STOCK PURCHASE PLAN FOR EMPLOYEES OF CULLEN/FROST BANKERS, INC. AND ITS AFFILIATESESOP$1.21B7,1792024
002RETIREMENT PLAN FOR EMPLOYEES OF CULLEN/FROST BANKERS, INC. & ITS AFFILIATESTraditionalDB$169.7M2,3132024

Welfare plans2

Plan #NameFundingCarrierPremiumsCoveredLatest year
506CULLEN/FROST BANKERS, INC. GROUP WELFARE PLANMixedRELIASTAR LIFE INSURANCE COMPANY$6.9M8,9262024
503CULLEN/FROST BANKERS, INC. PRETAX BENEFIT PLANUnknown-$002024
Retirement plans
Welfare plans
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