Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$1.3M
- Dental$110K
- Vision$98K
- Life$98K
- Long-term disability$98K
- Other$98K
Sponsor portfolio
SPIRIT BANKCORP, INC.
EIN 73-1131847bankingLatest filing 2025
Plans
2
Retirement
1
$13.7M assets
Welfare
1
$1.5M premiums
Participants
436
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $1.5M premiums / 175 covered livesCarrier market share
Premium dollars by Schedule A carrier
86%top
- COMMUNITY CARE86%
- DELTA DENTAL OF CALIFORNIA7%
- THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA6%
Broker market share
Schedule A broker compensation
94%top
- RELATION INSURANCE SERVICES OF CA94%
- CENTRO BENEFITS RESEARCH LLC6%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
SPIRIT BANKCORP, INC. 401(K) PLAN AND TRUST
401k
Assets$13.7M
Participants261
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#503
SPIRIT BANKCORP, INC. WELFARE BENEFIT PLAN
Mixed - COMMUNITY CARE
Premiums$1.5M
Covered lives175
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | SPIRIT BANKCORP, INC. 401(K) PLAN AND TRUST | 401k | $13.7M | 261 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 503 | SPIRIT BANKCORP, INC. WELFARE BENEFIT PLAN | Mixed | COMMUNITY CARE | $1.5M | 175 | 2025 |
Retirement plans
Welfare plans