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  2. FIRST WATCH RESTAURANTS, INC.
Sponsor portfolioTH

FIRST WATCH RESTAURANTS, INC.

EIN 65-0543723-restaurants-Latest filing 2025
Plans
2
Retirement
1
$48.4M assets
Welfare
1
$13.5M premiums
Participants
17,217
8725 PENDERY PLACE, SUITE #201 - BRADENTON, FL 342012140941-907-9800firstwatch.comLinkedIn10001+ employeesrestaurants
Plans on this EIN
2 filings
#001401k-$48.4M - 15,597 part#501Mixed-$13.5M - 2,556 lives

Benefits portfolio analytics

1 plan / $13.5M premiums / 2,556 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Stop-loss$11.9M
  • Dental$881K
  • Vision$881K
  • Short-term disability$235K
  • Life$233K
  • Other$204K
  • +1 more
Total $13.5M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
88%top
  • COMBINED INSURANCE COMPANY OF AMERICA88%
  • AMERITAS LIFE INSURANCE CORP.7%
  • LIFE INSURANCE COMPANY OF NORTH AMERICA5%
Total $13.5M3 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • MCGRIFF INSURANCE SERVICES INC100%
Total $116K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

FIRST WATCH 401(K) SAVINGS PLAN

401k

Assets$48.4M
Participants15,597
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

FIRST WATCH RESTAURANTS HEALTH AND WELFARE PLANS

Mixed - FLORIDA BLUE

Premiums$13.5M
Covered lives2,556
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001FIRST WATCH 401(K) SAVINGS PLAN401k$48.4M15,5972025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501FIRST WATCH RESTAURANTS HEALTH AND WELFARE PLANSMixedFLORIDA BLUE$13.5M2,5562024
Retirement plans
Welfare plans
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