Assets by plan
Share of aggregate retirement assets
Sponsor portfolio
THE FIRST, A NATIONAL BANKING ASSOCIATION
EIN 64-0862173Latest filing 2025
Plans
3
Retirement
2
$56.5M assets
Welfare
1
$7.3M premiums
Participants
2,421
6840 US HWY 98 WEST - HATTIESBURG, MS 39404601-450-8888
Plans on this EIN
3 filingsRetirement portfolio analytics
2 plans aggregated / $56.5M assets / 2,421 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $7.3M premiums / 1,094 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$6.2M
- Life$546K
- Long-term disability$546K
- Other$546K
- Dental$526K
Carrier market share
Premium dollars by Schedule A carrier
85%top
- BLUE CROSS OF CALIFORNIA85%
- METROPOLITAN LIFE INSURANCE COMPANY8%
- SUN LIFE ASSURANCE COMPANY OF CANADA7%
Broker market share
Schedule A broker compensation
61%top
- HUB INTERNATIONAL MIDWEST LIMITED61%
- KEVIN GARDNER39%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
THE FIRST BANCSHARES, INC. PROFIT SHARING 401(K) PLAN
401k
Assets$56.3M
Participants1,323
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
THE FIRST BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
ESOP
Assets$212K
Participants1,098
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
THE FIRST BANCSHARES, INC. FLEXIBLE BENEFITS PLAN
Fully Insured - BLUE CROSS & BLUE SHIELD OF MISSISSIPPI
Premiums$7.3M
Covered lives1,094
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | THE FIRST BANCSHARES, INC. PROFIT SHARING 401(K) PLAN | 401k | $56.3M | 1,323 | 2024 | |
| 002 | THE FIRST BANCSHARES, INC. EMPLOYEE STOCK OWNERSHIP PLAN | ESOP | $212K | 1,098 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | THE FIRST BANCSHARES, INC. FLEXIBLE BENEFITS PLAN | Fully Insured | BLUE CROSS & BLUE SHIELD OF MISSISSIPPI | $7.3M | 1,094 | 2025 |
Retirement plans
Welfare plans