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Sponsor portfolioTH

LEGACY COMMUNITY FEDERAL CREDIT UNION

EIN 63-0363853-financial services-Latest filing 2025
Plans
3
Retirement
2
$38.3M assets
Welfare
1
$86K premiums
Participants
422
1400 SOUTH 20TH STREET - BIRMINGHAM, AL 35205205-930-5013legacycreditunion.comLinkedIn51-200 employeesfinancial services
Plans on this EIN
3 filings
#001CashBalance-$31.1M - 175 part#002401k-$7.2M - 124 part#501Fully Insured-$86K - 123 lives

Retirement portfolio analytics

2 plans aggregated / $38.3M assets / 299 participants

Assets by plan

Share of aggregate retirement assets

81%top
  • PLAN AND TRUST (#001)81%
  • PLAN AND TRUST (#002)19%
Total $38.3MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
81%top
  • (Not disclosed)81%
  • CMFG LIFE INSURANCE COMPANY19%
Total $38.3MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • PLAN AND TRUST (#001)175
  • PLAN AND TRUST (#002)124
Total 299Click row to drill in

Benefits portfolio analytics

1 plan / $86K premiums / 123 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$86K
  • Short-term disability$86K
  • Long-term disability$86K
  • Other$86K
Total $86K4 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
100%top
  • USABLE LIFE100%
  • METROPOLITAN LIFE INSURANCE COMPANY0%
Total $86K2 slices

Broker market share

Schedule A broker compensation

Split broker
95%top
  • ABLE BENEFIT SOLUTIONS95%
  • DIGITAL INSURANCE LLC5%
Total $12K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

LEGACY COMMUNITY FEDERAL CREDIT UNION CASH BALANCE DEFINED BENEFIT PLAN AND TRUST

CashBalance

Assets$31.1M
Participants175
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

LEGACY COMMUNITY FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

401k

Assets$7.2M
Participants124
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

LEGACY COMMUNITY FEDERAL CREDIT UNION LIFE & DISABILITY PLAN

Fully Insured - USABLE LIFE

Premiums$86K
Covered lives123
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001LEGACY COMMUNITY FEDERAL CREDIT UNION CASH BALANCE DEFINED BENEFIT PLAN AND TRUSTCashBalance$31.1M1752024
002LEGACY COMMUNITY FEDERAL CREDIT UNION 401(K) PLAN AND TRUST401k$7.2M1242024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501LEGACY COMMUNITY FEDERAL CREDIT UNION LIFE & DISABILITY PLANFully InsuredUSABLE LIFE$86K1232025
Retirement plans
Welfare plans
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