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  2. ROYAL CUP, INC.
Sponsor portfolioTH

ROYAL CUP, INC.

EIN 63-0281988-food & beverages-Latest filing 2025
Plans
10
Retirement
1
$52.3M assets
Welfare
9
$1.6M premiums
Participants
1,324
160 CLEAGE DRIVE - BIRMINGHAM, AL 35217205-271-6038royalcupcoffee.comLinkedIn201-500 employeesfood & beverages
Plans on this EIN
10 filings
#001401k-$52.3M - 714 part#511Mixed-$965K - 1,277 lives#503Fully Insured-$275K - 1,315 lives#509Fully Insured-$264K - 523 lives#505Fully Insured-$93K - 466 lives#508Fully Insured-$43K - 405 lives#501Self Funded-0 lives#502Self Funded-0 lives#506Self Funded-0 lives#510Self Funded-0 lives

Benefits portfolio analytics

9 plans / $1.6M premiums / 3,986 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$914K
  • Life$384K
  • Long-term disability$384K
  • Vision$52K
Total $965K4 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
45%top
  • AMERICAN BEHAVIORAL BENEFITS MANAGERS, LLC45%
  • RELIASTAR LIFE INSURANCE COMPANY40%
  • AFLAC10%
  • UNITED HEALTHCARE INSURANCE COMPANY5%
Total $965K4 slices

Broker market share

Schedule A broker compensation

Split broker
86%top
  • COBBS ALLEN & HALL INC86%
  • NORMAN WILKINS6%
  • REID ALFORD3%
  • JOHN B YARBOROUGH2%
  • SAIC INC1%
  • +2 more
Total $89K7 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

ROYAL CUP, INC. 401(K) RETIREMENT PLAN

401k

Assets$52.3M
Participants714
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#511

ROYAL CUP HEALTH & WELFARE BENEFIT PLAN

Mixed - AMERICAN BEHAVIORAL BENEFITS MANAGERS

Premiums$965K
Covered lives1,277
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

ROYAL CUP LIFE INSURANCE PLAN

Fully Insured - RELIASTAR LIFE INSURANCE COMPANY

Premiums$275K
Covered lives1,315
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#509

ROYAL CUP EAP PLAN

Fully Insured - AMERICAN BEHAVIORAL BENEFITS MANAGERS

Premiums$264K
Covered lives523
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505

ROYAL CUP LONG-TERM DISABILITY PLAN

Fully Insured - RELIASTAR LIFE INSURANCE COMPANY

Premiums$93K
Covered lives466
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#508

ROYAL CUP VISION PLAN

Fully Insured - UNITEDHEALTHCARE INSURANCE COMPANY

Premiums$43K
Covered lives405
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

FLEXIBLE COMPENSATION PLAN FOR ROYAL CUP, INC.

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

ROYAL CUP, INC. HEALTH INSURANCE PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#506

ROYAL CUP DENTAL PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#510

ROYAL CUP STOP LOSS PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001ROYAL CUP, INC. 401(K) RETIREMENT PLAN401k$52.3M7142025

Welfare plans9

Plan #NameFundingCarrierPremiumsCoveredLatest year
511ROYAL CUP HEALTH & WELFARE BENEFIT PLANMixedAMERICAN BEHAVIORAL BENEFITS MANAGERS$965K1,2772025
503ROYAL CUP LIFE INSURANCE PLANFully InsuredRELIASTAR LIFE INSURANCE COMPANY$275K1,3152024
509ROYAL CUP EAP PLANFully InsuredAMERICAN BEHAVIORAL BENEFITS MANAGERS$264K5232024
505ROYAL CUP LONG-TERM DISABILITY PLANFully InsuredRELIASTAR LIFE INSURANCE COMPANY$93K4662024
508ROYAL CUP VISION PLANFully InsuredUNITEDHEALTHCARE INSURANCE COMPANY$43K4052024
501FLEXIBLE COMPENSATION PLAN FOR ROYAL CUP, INC.Self Funded-$002024
502ROYAL CUP, INC. HEALTH INSURANCE PLANSelf Funded-$002024
506ROYAL CUP DENTAL PLANSelf Funded-$002024
510ROYAL CUP STOP LOSS PLANSelf Funded-$002024
Retirement plans
Welfare plans
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