Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Stop-loss$665K
- Dental$350K
- Vision$350K
- Other$155K
- Life$92K
- Long-term disability$62K
- +1 more
Sponsor portfolio
CITIZENS FINANCIAL CORPORATION
EIN 61-1187135insuranceLatest filing 2025
Plans
2
Retirement
1
$20.5M assets
Welfare
1
$1.3M premiums
Participants
1,695
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $1.3M premiums / 633 covered livesCarrier market share
Premium dollars by Schedule A carrier
56%top
- CIGNA HEALTH AND LIFE INSURANCE COMPANY56%
- CITIZENS SECURITY LIFE INSURANCE COMPANY28%
- RELIANCE STANDARD LIFE INSURANCE COMPANY16%
Broker market share
Schedule A broker compensation
94%top
- R H CLARKSON FINANCIAL SERVICES INC94%
- ALIUM LLC6%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
CITIZENS FINANCIAL CORP. 401(K) SAVINGS PLAN AND TRUST AGREEMENT
401k
Assets$20.5M
Participants1,001
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#507
CITIZENS FINANCIAL CORPORATION
Mixed - CIGNA HEALTH AND LIFE INSURANCE COMPANY
Premiums$1.3M
Covered lives633
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | CITIZENS FINANCIAL CORP. 401(K) SAVINGS PLAN AND TRUST AGREEMENT | 401k | $20.5M | 1,001 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 507 | CITIZENS FINANCIAL CORPORATION | Mixed | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1.3M | 633 | 2025 |
Retirement plans
Welfare plans