Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
ELECTRIC RESEARCH & MANUFACTURING COOPERATIVE, INC.
EIN 61-0701489Latest filing 2025
Plans
4
Retirement
3
$159.6M assets
Welfare
1
$5.3M premiums
Participants
9,401
2225 INDUSTRIAL ROAD - DYERSBURG, TN 38024731-285-9121
Retirement portfolio analytics
3 plans aggregated / $159.6M assets / 6,010 participantsParticipants by plan
Active + retired + deferred vested
- ERMCO 401(K) (#001)2,970
Benefits portfolio analytics
1 plan / $5.3M premiums / 5,611 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Life$3.6M
- Other$3.6M
- Short-term disability$3.1M
- Long-term disability$3.1M
- Dental$1.7M
- Vision$1.7M
- +1 more
Carrier market share
Premium dollars by Schedule A carrier
68%top
- UNUM LIFE INSURANCE COMPANY OF AMERICA68%
- CIGNA HEALTH AND LIFE INSURANCE COMPANY32%
Broker market share
Schedule A broker compensation
100%top
- BROWN & BROWN INSURANCE SERVICES100%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#003
ERMCO DEFINED BENEFIT PLAN
TraditionalDB
Assets$79.1M
Participants2,451
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
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Retirement#001
ERMCO 401(K) PLAN
401k
Assets$71.7M
Participants2,970
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
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Retirement#002
ERMCO UNION 401(K) PLAN
401k
Assets$8.7M
Participants589
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
ERMCO WELFARE BENEFIT PLAN
Mixed - UNUM LIFE INSURANCE COMPANY OF AMERICA
Premiums$5.3M
Covered lives5,611
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
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Retirement plans3
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 003 | ERMCO DEFINED BENEFIT PLAN | TraditionalDB | $79.1M | 2,451 | 2024 | |
| 001 | ERMCO 401(K) PLAN | 401k | $71.7M | 2,970 | 2024 | |
| 002 | ERMCO UNION 401(K) PLAN | 401k | $8.7M | 589 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | ERMCO WELFARE BENEFIT PLAN | Mixed | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5.3M | 5,611 | 2025 |
Retirement plans
Welfare plans