Assets by plan
Share of aggregate retirement assets
Filings through .
Howard Ternes Packaging Company
EIN 59-2736671packaging and containersLatest filing 2025
Plans
4
Retirement
3
$21.6M assets
Health & Benefits
1
$475K premiums
Participants
493
35275 INDUSTRIAL RD. - LIVONIA, MI 48150313-531-5867ternespkg.comLinkedIn501-1000 employeespackaging and containers
Health & Benefits portfolio - carriers, brokers and premium across this company's health and benefits plan.
Retirement portfolio analytics
3 plans aggregated / $21.6M assets / 265 participants
Recordkeeper share
DC plan assets by Schedule C recordkeeper
- (Not disclosed)$1.7M
Participants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $475K premiums / 302 covered lives
Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Stop-loss$333K
- Dental$142K
- Vision$142K
- Life$142K
- Long-term disability$142K
- Other$142K
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Plan summaries
Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.
Retirement#001
HOWARD TERNES PACKAGING COMPANY PROFIT SHARING 401(K) PLAN
401(k)
Assets$19.9M
Participants145
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#002
HOWARD TERNES PACKAGING COMPANY UNION 401(K) PLAN
401(k)
Assets$1.5M
Participants98
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#004
PONTIAC HOURLY 401(K) PLAN
401(k)
Assets$172K
Participants22
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#510
HOWARD TERNES PACKAGING COMPANY EMPLOYEE BENEFIT PLAN
Mixed - BLUE CROSS BLUE SHIELD OF MICHIGAN
Premiums$475K
Covered lives302
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Retirement plans
3 plans on this EIN
| Plan | Name | Type | Assets | Participants | Latest year |
|---|---|---|---|---|---|
| #001 | HOWARD TERNES PACKAGING COMPANY PROFIT SHARING 401(K) PLAN | 401(k) | $19.9M | 145 | 2025 |
| #002 | HOWARD TERNES PACKAGING COMPANY UNION 401(K) PLAN | 401(k) | $1.5M | 98 | 2025 |
| #004 | PONTIAC HOURLY 401(K) PLAN | 401(k) | $172K | 22 | 2024 |
- #001 · 401(k) · 2025145
- #002 · 401(k) · 202598
- #004 · 401(k) · 202422
Health & Benefits plans
1 plan on this EIN
| Plan | Name | Funding | Carrier | Premiums | Covered | Latest year |
|---|---|---|---|---|---|---|
| #510 | HOWARD TERNES PACKAGING COMPANY EMPLOYEE BENEFIT PLAN | Mixed | BLUE CROSS BLUE SHIELD OF MICHIGAN | $475K | 302 | 2025 |
- #510 · Mixed · BLUE CROSS BLUE SHIELD OF MICHIGAN · 2025302
Retirement plans
Health & Benefits plans