Assets by plan
Share of aggregate retirement assets
Sponsor portfolio
S&ME, INC.
EIN 56-0791580civil engineeringLatest filing 2025
Plans
3
Retirement
2
$226.8M assets
Welfare
1
$1.3M premiums
Participants
3,722
3201 SPRING FOREST ROAD - RALEIGH, NC 27616919-863-6243smeinc.comLinkedIn1001-5000 employeescivil engineering
Plans on this EIN
3 filingsRetirement portfolio analytics
2 plans aggregated / $226.8M assets / 2,719 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $1.3M premiums / 1,039 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Other$1.2M
- Life$999K
- Short-term disability$999K
- Long-term disability$999K
- Vision$85K
Carrier market share
Premium dollars by Schedule A carrier
77%top
- THE LINCOLN NATIONAL LIFE INSURANCE COMPANY77%
- UNUM LIFE INSURANCE COMPANY OF AMERICA15%
- VISION SERVICE PLAN7%
- HEALTH ADVOCATE SOLUTIONS, INC.1%
- LIFE INSURANCE COMPANY OF NORTH AMERICA0%
Broker market share
Schedule A broker compensation
97%top
- GALLAGHER BENEFIT SERVICES, INC.97%
- USI INSURANCE SERVICES LLC3%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
S&ME, INC. 401(K) PLAN
401k
Assets$124.5M
Participants1,507
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
S&ME, INC. EMPLOYEE STOCK OWNERSHIP PLAN
ESOP
Assets$102.3M
Participants1,212
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
S&ME, INC. GROUP BENEFIT PLAN
Mixed - LINCOLN NATIONAL LIFE INSURANCE COMPANY
Premiums$1.3M
Covered lives1,039
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | S&ME, INC. 401(K) PLAN | 401k | $124.5M | 1,507 | 2025 | |
| 002 | S&ME, INC. EMPLOYEE STOCK OWNERSHIP PLAN | ESOP | $102.3M | 1,212 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | S&ME, INC. GROUP BENEFIT PLAN | Mixed | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1.3M | 1,039 | 2025 |
Retirement plans
Welfare plans