PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Companies/
  2. SOUTHERN BANK AND TRUST COMPANY
Sponsor portfolioTH

SOUTHERN BANK AND TRUST COMPANY

EIN 56-0132260-banking-Latest filing 2025
Plans
4
Retirement
3
$175.2M assets
Welfare
1
$558K premiums
Participants
1,969
PO BOX 729, 116 EAST MAIN STREET - MOUNT OLIVE, NC 28365919-658-7052southernbank.comLinkedIn501-1000 employeesbanking
Plans on this EIN
4 filings
#001TraditionalDB-$90.7M - 494 part#003401k-$43.7M - 642 part#002401k-$40.8M - 202 part#503Mixed-$558K - 757 lives

Retirement portfolio analytics

3 plans aggregated / $175.2M assets / 1,338 participants

Assets by plan

Share of aggregate retirement assets

52%top
  • TRUST COMPANY PENSION (#001)52%
  • AND TRUST COMPANY (#003)25%
  • BANK AND TRUST (#002)23%
Total $175.2MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
75%top
  • (Not disclosed)75%
  • NEWPORT GROUP, INC.25%
Total $175.2MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • AND TRUST COMPANY (#003)642
  • TRUST COMPANY PENSION (#001)494
  • BANK AND TRUST (#002)202
Total 1,338Click row to drill in

Benefits portfolio analytics

1 plan / $558K premiums / 757 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$539K
  • Long-term disability$539K
  • Other$539K
  • Vision$44K
Total $583K4 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
92%top
  • SUN LIFE ASSURANCE COMPANY OF CANADA92%
  • EYEMED VISION CARE8%
Total $583K2 slices

Broker market share

Schedule A broker compensation

Split broker
96%top
  • COMMUNITY BANK SERVICES96%
  • JAMES A SCOTT & SON INC4%
Total $78K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

SOUTHERN BANK AND TRUST COMPANY PENSION PLAN

TraditionalDB

Assets$90.7M
Participants494
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

THE ENHANCED CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST COMPANY

401k

Assets$43.7M
Participants642
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

THE CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST

401k

Assets$40.8M
Participants202
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#503

SOUTHERN BANK AND TRUST COMPANY GROUP BENEFIT PLAN

Mixed - SUN LIFE ASSURANCE COMPANY OF CANADA

Premiums$558K
Covered lives757
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans3

Plan #NameTypeAssetsParticipantsLatest year
001SOUTHERN BANK AND TRUST COMPANY PENSION PLANTraditionalDB$90.7M4942024
003THE ENHANCED CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST COMPANY401k$43.7M6422024
002THE CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST401k$40.8M2022024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
503SOUTHERN BANK AND TRUST COMPANY GROUP BENEFIT PLANMixedSUN LIFE ASSURANCE COMPANY OF CANADA$558K7572025
Retirement plans
Welfare plans
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica