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Filings through Oct 24, 2026.

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Southern Bank and Trust Company

EIN 56-0132260-banking-Latest filing 2025
Plans
4
Retirement
3
$193.8M assets
Health & Benefits
1
$558K premiums
Participants
1,982
116 EAST MAIN STREET - MT. OLIVE, NC 28365919-658-7026southernbank.comLinkedIn501-1000 employeesbanking
Plans on this EIN
4 filings
#001Traditional DB-$94.2M - 481 part#003401(k)-$55.0M - 682 part#002401(k)-$44.6M - 188 part#503Mixed-$558K - 757 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's health and benefits plan.

Retirement portfolio analytics

3 plans aggregated / $193.8M assets / 1,351 participants

Assets by plan

Share of aggregate retirement assets

  • TRUST COMPANY PENSION (#001)$94.2M
  • AND TRUST COMPANY (#003)$55.0M
  • BANK AND TRUST (#002)$44.6M
Total $193.8MSelect a row to open it

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
  • FIRST CITIZENS BANK & TRUST COMPANY$99.6M
  • (Not disclosed)$94.2M
Total $193.8MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • AND TRUST COMPANY (#003)682
  • TRUST COMPANY PENSION (#001)481
  • BANK AND TRUST (#002)188
Total 1,351Select a row to open it

Benefits portfolio analytics

1 plan / $558K premiums / 757 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$539K
  • Long-term disability$539K
  • Other$539K
  • Vision$44K
Total $583K4 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#001

SOUTHERN BANK AND TRUST COMPANY PENSION PLAN

Traditional DB

Assets$94.2M
Participants481
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#003

THE ENHANCED CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST COMPANY

401(k)

Assets$55.0M
Participants682
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#002

THE CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST

401(k)

Assets$44.6M
Participants188
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#503

SOUTHERN BANK AND TRUST COMPANY GROUP BENEFIT PLAN

Mixed - SUN LIFE ASSURANCE COMPANY OF CANADA

Premiums$558K
Covered lives757
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

3 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#001SOUTHERN BANK AND TRUST COMPANY PENSION PLANTraditional DB$94.2M4812025
#003THE ENHANCED CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST COMPANY401(k)$55.0M6822025
#002THE CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST401(k)$44.6M1882025
  • SOUTHERN BANK AND TRUST COMPANY PENSION PLAN$94.2M
    #001 · Traditional DB · 2025481
  • THE ENHANCED CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST COMPANY$55.0M
    #003 · 401(k) · 2025682
  • THE CAPITAL ACCUMULATION PLAN FOR THE EMPLOYEES OF SOUTHERN BANK AND TRUST$44.6M
    #002 · 401(k) · 2025188

Health & Benefits plans

1 plan on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#503SOUTHERN BANK AND TRUST COMPANY GROUP BENEFIT PLANMixedSUN LIFE ASSURANCE COMPANY OF CANADA$558K7572025
  • SOUTHERN BANK AND TRUST COMPANY GROUP BENEFIT PLAN$558K
    #503 · Mixed · SUN LIFE ASSURANCE COMPANY OF CANADA · 2025757
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
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  5. Health & Benefits plans
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