Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Dental$145K
- Vision$145K
- Life$145K
- Short-term disability$145K
- Long-term disability$145K
- Other$145K
Filings through .
Health & Benefits portfolio - carriers, brokers and premium across this company's 2 health and benefits plans.
2 plans / $460K premiums / 247 covered lives
Premium dollars by benefit type (bundled lines overlap)
Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.
Profit-sharing
Self-funded - HM LIFE INSURANCE COMPANY
Mixed - UNITED HEALTHCARE INSURANCE COMPANY
1 plan on this EIN
| Plan | Name | Type | Assets | Participants | Latest year |
|---|---|---|---|---|---|
| #001 | Z & M SHEET METAL, INC. PROFIT SHARING PLAN | Profit-sharing | $9.9M | 129 | 2025 |
2 plans on this EIN
| Plan | Name | Funding | Carrier | Premiums | Covered | Latest year |
|---|---|---|---|---|---|---|
| #503 | Z & M SHEET METAL, INC. GROUP MEDICAL PLAN | Self-funded | HM LIFE INSURANCE COMPANY | $315K | 95 | 2024 |
| #502 | Z & M SHEET METAL, INC. EMPLOYEE BENEFIT PLAN | Mixed | UNITED HEALTHCARE INSURANCE COMPANY | $145K | 152 | 2025 |