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  2. Association of American Railroads
  • Retirement analytics
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Filings through Oct 24, 2026.

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Association of American Railroads

EIN 53-6000125-transportation/trucking/railroad-Latest filing 2025
Plans
4
Retirement
2
$236.6M assets
Health & Benefits
2
$963K premiums
Participants
3,330
425 3RD STREET, SW, SUITE 1000 - WASHINGTON, DC 20024202-639-2118aar.orgLinkedIn51-200 employeestransportation/trucking/railroad
Plans on this EIN
4 filings
#002401(k)-$153.6M - 941 part#001Traditional DB-$83.0M - 1,332 part#503Fully insured-$862K - 2,330 lives#506Fully insured-$101K - 231 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's 2 health and benefits plans.

Retirement portfolio analytics

2 plans aggregated / $236.6M assets / 2,273 participants

Assets by plan

Share of aggregate retirement assets

  • INCENTIVE THRIFT PLAN (#002)$153.6M
  • AMERICAN RAILROADS PENSION (#001)$83.0M
Total $236.6MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • AMERICAN RAILROADS PENSION (#001)1,332
  • INCENTIVE THRIFT PLAN (#002)941
Total 2,273Select a row to open it

Benefits portfolio analytics

2 plans / $963K premiums / 2,561 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$603K
  • Other$603K
  • Short-term disability$360K
  • Long-term disability$360K
Total $963K4 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#002

ASSOCIATION OF AMERICAN RAILROADS INCENTIVE THRIFT PLAN

401(k)

Assets$153.6M
Participants941
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#001

ASSOCIATION OF AMERICAN RAILROADS PENSION PLAN

Traditional DB

Assets$83.0M
Participants1,332
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#503

ASSOCIATION OF AMERICAN RAILROADS GLOBAL EMPLOYEE BENEFITS PLAN

Fully insured - SYMETRA LIFE INSURANCE COMPANY

Premiums$862K
Covered lives2,330
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#506

ASSOCIATION OF AMERICAN RAILROADS RETIREE LIFE INSURANCE TRUST PLAN

Fully insured - SYMETRA LIFE INSURANCE COMPANY

Premiums$101K
Covered lives231
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#002ASSOCIATION OF AMERICAN RAILROADS INCENTIVE THRIFT PLAN401(k)$153.6M9412025
#001ASSOCIATION OF AMERICAN RAILROADS PENSION PLANTraditional DB$83.0M1,3322025
  • ASSOCIATION OF AMERICAN RAILROADS INCENTIVE THRIFT PLAN$153.6M
    #002 · 401(k) · 2025941
  • ASSOCIATION OF AMERICAN RAILROADS PENSION PLAN$83.0M
    #001 · Traditional DB · 20251,332

Health & Benefits plans

2 plans on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#503ASSOCIATION OF AMERICAN RAILROADS GLOBAL EMPLOYEE BENEFITS PLANFully insuredSYMETRA LIFE INSURANCE COMPANY$862K2,3302025
#506ASSOCIATION OF AMERICAN RAILROADS RETIREE LIFE INSURANCE TRUST PLANFully insuredSYMETRA LIFE INSURANCE COMPANY$101K2312025
  • ASSOCIATION OF AMERICAN RAILROADS GLOBAL EMPLOYEE BENEFITS PLAN$862K
    #503 · Fully insured · SYMETRA LIFE INSURANCE COMPANY · 20252,330
  • ASSOCIATION OF AMERICAN RAILROADS RETIREE LIFE INSURANCE TRUST PLAN$101K
    #506 · Fully insured · SYMETRA LIFE INSURANCE COMPANY · 2025231
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
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  5. Health & Benefits plans
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