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Sponsor portfolio

STEPHENS & SMITH CONSTRUCTION CO., INC.

EIN 47-0558429-construction-Latest filing 2025
Plans
3
Retirement
2
$38.4M assets
Welfare
1
$235K premiums
Participants
691
1542 SOUTH FIRST - LINCOLN, NE 68502402-475-8087stephensandsmith.comLinkedIn201-500 employeesconstruction
Plans on this EIN
3 filings
#001ESOP-$25.3M - 231 part#002401k-$13.1M - 266 part#501Mixed-$235K - 175 lives

Retirement portfolio analytics

2 plans aggregated / $38.4M assets / 497 participants

Assets by plan

Share of aggregate retirement assets

66%top
  • EMPLOYEE STOCK OWNERSHIP (#001)66%
  • SMITH CONSTRUCTION 401(K) (#002)34%
Total $38.4MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
66%top
  • (Not disclosed)66%
  • JULY BUSINESS SERVICES34%
Total $38.4MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • SMITH CONSTRUCTION 401(K) (#002)266
  • EMPLOYEE STOCK OWNERSHIP (#001)231
Total 497Click row to drill in

Benefits portfolio analytics

1 plan / $235K premiums / 175 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$235K
  • Dental$196K
  • Vision$196K
  • Life$196K
  • Short-term disability$196K
Total $235K5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
84%top
  • PRINCIPAL LIFE INSURANCE COMPANY84%
  • ASSURITY LIFE INSURANCE COMPANY14%
  • DIRECTIONS EAP, LLC2%
  • ALEGENT HEALTH1%
Total $235K4 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • UNICO GROUP INC100%
Total $28K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

STEPHENS & SMITH CONSTRUCTION CO. , INC. EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$25.3M
Participants231
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

STEPHENS AND SMITH CONSTRUCTION 401(K) PLAN

401k

Assets$13.1M
Participants266
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

STEPHENS & SMITH CONSTRUCTION CO., INC. EMPLOYEE BENEFITS PLAN

Mixed - PRINCIPAL LIFE INSURANCE COMPANY

Premiums$235K
Covered lives175
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001STEPHENS & SMITH CONSTRUCTION CO. , INC. EMPLOYEE STOCK OWNERSHIP PLANESOP$25.3M2312025
002STEPHENS AND SMITH CONSTRUCTION 401(K) PLAN401k$13.1M2662024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501STEPHENS & SMITH CONSTRUCTION CO., INC. EMPLOYEE BENEFITS PLANMixedPRINCIPAL LIFE INSURANCE COMPANY$235K1752025
Retirement plans
Welfare plans
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