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Sponsor portfolio

KARL'S TV & APPLIANCE INC.

EIN 46-0307274-retail-Latest filing 2025
Plans
6
Retirement
2
$30.4M assets
Welfare
4
$3.3M premiums
Participants
1,855
PO BOX 148 - GREGORY, SD 575330148605-835-8711karlsonline.comLinkedIn201-500 employeesretail
Plans on this EIN
6 filings
#001ESOP-$24.8M - 454 part#002401k-$5.6M - 488 part#502Self Funded-$3.2M - 264 lives#503Fully Insured-$157K - 290 lives#504Fully Insured-$24K - 217 lives#501Self Funded-0 lives

Retirement portfolio analytics

2 plans aggregated / $30.4M assets / 942 participants

Assets by plan

Share of aggregate retirement assets

82%top
  • PLAN AND TRUST (#001)82%
  • KARL'S, INC. 401(K) (#002)18%
Total $30.4MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
82%top
  • (Not disclosed)82%
  • AMERICAN UNITED LIFE INSURANCE CO18%
Total $30.4MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • KARL'S, INC. 401(K) (#002)488
  • PLAN AND TRUST (#001)454
Total 942Click row to drill in

Benefits portfolio analytics

4 plans / $3.3M premiums / 771 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Stop-loss$3.2M
  • Dental$157K
  • Vision$24K
Total $3.3M3 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
95%top
  • BLUE CROSS OF CALIFORNIA95%
  • DELTA DENTAL OF CALIFORNIA5%
  • AVESIS INSURANCE INCORPORATED1%
Total $3.3M3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

KARL'S INC EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

ESOP

Assets$24.8M
Participants454
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

KARL'S, INC. 401(K) PLAN

401k

Assets$5.6M
Participants488
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502

KARLS INC HEALTHCARE BENEFIT PLAN

Self Funded - WELLMARK BLUE CROSS & BLUE SHIELD OF SOUTH DAKOTA

Premiums$3.2M
Covered lives264
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

KARLS INC DENTAL PLAN

Fully Insured - DELTA DENTAL

Premiums$157K
Covered lives290
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504

KARLS INC VISION PLAN

Fully Insured - AVESIS

Premiums$24K
Covered lives217
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

KARLS INC CAFETERIA PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001KARL'S INC EMPLOYEE STOCK OWNERSHIP PLAN AND TRUSTESOP$24.8M4542024
002KARL'S, INC. 401(K) PLAN401k$5.6M4882024

Welfare plans4

Plan #NameFundingCarrierPremiumsCoveredLatest year
502KARLS INC HEALTHCARE BENEFIT PLANSelf FundedWELLMARK BLUE CROSS & BLUE SHIELD OF SOUTH DAKOTA$3.2M2642025
503KARLS INC DENTAL PLANFully InsuredDELTA DENTAL$157K2902025
504KARLS INC VISION PLANFully InsuredAVESIS$24K2172025
501KARLS INC CAFETERIA PLANSelf Funded-$002025
Retirement plans
Welfare plans
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