Assets by plan
Share of aggregate retirement assets
Sponsor portfolio
LBCT LLC
EIN 45-4649289Latest filing 2025
Plans
4
Retirement
3
$36.7M assets
Welfare
1
$2.7M premiums
Participants
313
Retirement portfolio analytics
3 plans aggregated / $36.7M assets / 210 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $2.7M premiums / 267 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$2.4M
- Prescription drug$2.4M
- Dental$194K
- Life$163K
- Other$163K
- Long-term disability$129K
- +2 more
Carrier market share
Premium dollars by Schedule A carrier
76%top
- CALIFORNIA PHYSICIANS SERVICE76%
- KAISER FOUNDATION HEALTH PLAN INC10%
- STARMOUNT LIFE INSURANCE COMPANY7%
- UNUM LIFE INSURANCE COMPANY OF AMERICA6%
- EYEMED VISION CARE1%
- +1 more
Broker market share
Schedule A broker compensation
84%top
- EDGEWOOD PARTNERS INSURANCE CENTER84%
- REUBEN WARNER ASSOCIATES, INC.16%
- BEERE & PURVES INC0%
- PACIFIC ADVISORS LLC0%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
TERMINALS 401(K) SAVINGS PLAN
401k
Assets$18.0M
Participants103
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001
TERMINALS MONEY PURCHASE PENSION PLAN
MoneyPurchase
Assets$16.9M
Participants95
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#004
TERMINALS LOCAL 63 OCU 401(K) SAVINGS PLAN
401k
Assets$1.8M
Participants12
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
LBCT LLC HEALTH AND WELFARE PLAN
Fully Insured - CALIFORNIA PHYSICIANS' SERVICE
Premiums$2.7M
Covered lives267
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans3
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | TERMINALS 401(K) SAVINGS PLAN | 401k | $18.0M | 103 | 2024 | |
| 001 | TERMINALS MONEY PURCHASE PENSION PLAN | MoneyPurchase | $16.9M | 95 | 2024 | |
| 004 | TERMINALS LOCAL 63 OCU 401(K) SAVINGS PLAN | 401k | $1.8M | 12 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | LBCT LLC HEALTH AND WELFARE PLAN | Fully Insured | CALIFORNIA PHYSICIANS' SERVICE | $2.7M | 267 | 2025 |
Retirement plans
Welfare plans