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  2. Gusto (Zenpayroll)
  • Retirement analytics
  • Benefits analytics
  • Plan summaries
  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

Gusto (Zenpayroll)

EIN 45-3942850-Professional, Scientific, and Technical Services-Latest filing 2025
Plans
3
Retirement
2
$211.5M assets
Health & Benefits
1
$3.8M premiums
Participants
7,276
525 20TH STREET - SAN FRANCISCO, CA 94107415-342-8051
Plans on this EIN
3 filings
#001401(k)-$211.4M - 4,169 part#002401(k)-$89K - 20 part#501Mixed-$3.8M - 3,042 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's health and benefits plan.

Retirement portfolio analytics

2 plans aggregated / $211.5M assets / 4,189 participants

Assets by plan

Share of aggregate retirement assets

  • GUSTO 401(K) (#001)$211.4M
  • KAYAKING INC 401(K) (#002)$89K
Total $211.5MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • GUSTO 401(K) (#001)4,169
  • KAYAKING INC 401(K) (#002)20
Total 4,189Select a row to open it

Benefits portfolio analytics

1 plan / $3.8M premiums / 3,042 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$2.3M
  • Prescription drug$2.3M
  • Short-term disability$877K
  • Life$416K
  • Other$416K
  • Long-term disability$187K
Total $3.8M6 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#001

GUSTO 401(K) PLAN

401(k)

Assets$211.4M
Participants4,169
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#002

BLUE WATERS KAYAKING INC 401(K) PLAN

401(k)

Assets$89K
Participants20
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#501

GUSTO, INC. WELFARE BENEFITS PLAN

Mixed - KAISER FOUNDATION HEALTH PLAN, INC.

Premiums$3.8M
Covered lives3,042
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#001GUSTO 401(K) PLAN401(k)$211.4M4,1692025
#002BLUE WATERS KAYAKING INC 401(K) PLAN401(k)$89K202025
  • GUSTO 401(K) PLAN$211.4M
    #001 · 401(k) · 20254,169
  • BLUE WATERS KAYAKING INC 401(K) PLAN$89K
    #002 · 401(k) · 202520

Health & Benefits plans

1 plan on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#501GUSTO, INC. WELFARE BENEFITS PLANMixedKAISER FOUNDATION HEALTH PLAN, INC.$3.8M3,0422025
  • GUSTO, INC. WELFARE BENEFITS PLAN$3.8M
    #501 · Mixed · KAISER FOUNDATION HEALTH PLAN, INC. · 20253,042
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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