PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Companies/
  2. FOOD MANAGEMENT INVESTORS, INC. DBA CULTIVATE SOLUTIONS
Sponsor portfolio

FOOD MANAGEMENT INVESTORS, INC. DBA CULTIVATE SOLUTIONS

EIN 45-0417148-Accommodation and Food Services-Latest filing 2025
Plans
6
Retirement
1
$15.5M assets
Welfare
5
$762K premiums
Participants
1,931
509 30TH AVENUE NW, PO BOX 969 - MINOT, ND 58703701-838-2822
Plans on this EIN
6 filings
#001401k-$15.5M - 810 part#501Self Funded-$406K - 266 lives#502Mixed-$165K - 146 lives#504Fully Insured-$100K - 158 lives#503Fully Insured-$69K - 538 lives#505Fully Insured-$22K - 135 lives

Benefits portfolio analytics

5 plans / $762K premiums / 1,243 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$406K
  • Stop-loss$406K
  • Other$165K
  • Dental$100K
  • Life$40K
  • Vision$22K
  • +2 more
Total $762K8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
53%top
  • BLUE CROSS OF CALIFORNIA53%
  • STANDARD INSURANCE COMPANY25%
  • AFLAC22%
Total $762K3 slices

Broker market share

Schedule A broker compensation

Split broker
25%top
  • GIS BENEFITS INC25%
  • PINNACLE EMPLOYEE BENEFITS LLC23%
  • CHELSEY N NICHOLS11%
  • FRANCINE MARIE DIXON9%
  • PATRICK K RICKERL6%
  • +3 more
Total $55K8 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

CULTIVATE SOLUTIONS 401(K) PLAN AND TRUST

401k

Assets$15.5M
Participants810
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

FOOD MANAGEMENT INVESTORS, INC. GROUP BENEFIT PLAN

Self Funded - BLUE CROSS BLUE SHIELD OF NORTH DAKOTA

Premiums$406K
Covered lives266
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

FMI AFLAC PLAN

Mixed - AFLAC

Premiums$165K
Covered lives146
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504

FMI GROUP DENTAL INSURANCE PLAN

Fully Insured - STANDARD INSURANCE COMPANY

Premiums$100K
Covered lives158
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

FMI, INC.

Fully Insured - STANDARD INSURANCE COMPANY

Premiums$69K
Covered lives538
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505

FMI GROUP VISION INSURANCE PLAN

Fully Insured - STANDARD INSURANCE COMPANY

Premiums$22K
Covered lives135
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001CULTIVATE SOLUTIONS 401(K) PLAN AND TRUST401k$15.5M8102025

Welfare plans5

Plan #NameFundingCarrierPremiumsCoveredLatest year
501FOOD MANAGEMENT INVESTORS, INC. GROUP BENEFIT PLANSelf FundedBLUE CROSS BLUE SHIELD OF NORTH DAKOTA$406K2662025
502FMI AFLAC PLANMixedAFLAC$165K1462025
504FMI GROUP DENTAL INSURANCE PLANFully InsuredSTANDARD INSURANCE COMPANY$100K1582025
503FMI, INC.Fully InsuredSTANDARD INSURANCE COMPANY$69K5382025
505FMI GROUP VISION INSURANCE PLANFully InsuredSTANDARD INSURANCE COMPANY$22K1352025
Retirement plans
Welfare plans
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica