Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
BORDER STATES INDUSTRIES, INC.
EIN 45-0275004Wholesale TradeLatest filing 2025
Plans
6
Retirement
2
$1.58B assets
Welfare
4
$3.1M premiums
Participants
17,865
2400 38TH ST S - FARGO, ND 58104701-293-5834
Retirement portfolio analytics
2 plans aggregated / $1.58B assets / 7,830 participantsRecordkeeper share
DC plan assets by Schedule C recordkeeper
84%top
- PRINCIPAL LIFE INSURANCE COMPANY84%
- (Not disclosed)16%
Participants by plan
Active + retired + deferred vested
Benefits portfolio analytics
4 plans / $3.1M premiums / 9,068 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Other$1.9M
- Life$1.3M
- Long-term disability$796K
- Vision$363K
Carrier market share
Premium dollars by Schedule A carrier
69%top
- STANDARD INSURANCE COMPANY69%
- METROPOLITAN LIFE INSURANCE COMPANY20%
- VISION SERVICE PLAN12%
Broker market share
Schedule A broker compensation
98%top
- MERCER HEALTH AND BENEFITS, LLC98%
- BENEFITSTORE INC2%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
BORDER STATES INDUSTRIES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
ESOP
Assets$1.33B
Participants3,586
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003
BORDER STATES ELECTRIC SUPPLY 401(K) PLAN
401k
Assets$254.0M
Participants4,244
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
BORDER STATES INDUSTRIES INC. GROUP LIFE INSURANCE PLAN
Fully Insured - STANDARD INSURANCE COMPANY
Premiums$1.3M
Covered lives3,341
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
BORDER STATES INDUSTRIES INC. GROUP HEALTH INSURANCE PLAN
Mixed - VISION SERVICE PLAN
Premiums$969K
Covered lives2,386
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503
BORDER STATES INDUSTRIES INC. GROUP LONG TERM DISABILITY PLAN
Fully Insured - STANDARD INSURANCE COMPANY
Premiums$796K
Covered lives3,341
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504
BORDER STATES INDUSTRIES MEDICAL REIMBURSEMENT PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | BORDER STATES INDUSTRIES, INC. EMPLOYEE STOCK OWNERSHIP PLAN | ESOP | $1.33B | 3,586 | 2025 | |
| 003 | BORDER STATES ELECTRIC SUPPLY 401(K) PLAN | 401k | $254.0M | 4,244 | 2025 |
Welfare plans4
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | BORDER STATES INDUSTRIES INC. GROUP LIFE INSURANCE PLAN | Fully Insured | STANDARD INSURANCE COMPANY | $1.3M | 3,341 | 2024 | |
| 501 | BORDER STATES INDUSTRIES INC. GROUP HEALTH INSURANCE PLAN | Mixed | VISION SERVICE PLAN | $969K | 2,386 | 2024 | |
| 503 | BORDER STATES INDUSTRIES INC. GROUP LONG TERM DISABILITY PLAN | Fully Insured | STANDARD INSURANCE COMPANY | $796K | 3,341 | 2024 | |
| 504 | BORDER STATES INDUSTRIES MEDICAL REIMBURSEMENT PLAN | Self Funded | - | $0 | 0 | 2024 |
Retirement plans
Welfare plans