Assets by plan
Share of aggregate retirement assets
93%top
Sponsor portfolioTH
UMB FINANCIAL CORPORATION
EIN 43-0903811bankingLatest filing 2025
Plans
3
Retirement
2
$1.04B assets
Welfare
1
$7.4M premiums
Participants
14,735
928 GRAND BOULEVARD - KANSAS CITY, MO 64106816-860-7000umbfinancial.comLinkedIn1001-5000 employeesbanking
Plans on this EIN
3 filingsRetirement portfolio analytics
2 plans aggregated / $1.04B assets / 9,615 participantsParticipants by plan
Active + retired + deferred vested
- ESOP OF UMB (#004)3,213
Benefits portfolio analytics
1 plan / $7.4M premiums / 8,118 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Dental$2.7M
- Other$2.2M
- Life$1.6M
- Long-term disability$1.1M
- Vision$893K
- Health$440K
Carrier market share
Premium dollars by Schedule A carrier
70%top
- METROPOLITAN LIFE INSURANCE COMPANY70%
- UNUM LIFE INSURANCE COMPANY OF AMERICA14%
- VISION SERVICE PLAN12%
- GENWORTH LIFE INSURANCE COMPANY3%
- ZURICH AMERICAN INSURANCE COMPANY0%
Broker market share
Schedule A broker compensation
77%top
- LOCKTON COMPANIES, LLC77%
- BUKATY COMPANIES23%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
UMB PROFIT SHARING AND 401(K) SAVINGS PLAN
401k
Assets$969.6M
Participants6,402
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#004
ESOP OF UMB
ESOP
Assets$68.3M
Participants3,213
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
UMB FINANCIAL CORP. HEALTHCARE PLAN
Mixed - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$7.4M
Covered lives8,118
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
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Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | UMB PROFIT SHARING AND 401(K) SAVINGS PLAN | 401k | $969.6M | 6,402 | 2025 | |
| 004 | ESOP OF UMB | ESOP | $68.3M | 3,213 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | UMB FINANCIAL CORP. HEALTHCARE PLAN | Mixed | METROPOLITAN LIFE INSURANCE COMPANY | $7.4M | 8,118 | 2025 |
Retirement plans
Welfare plans