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  2. COMMERCE BANCSHARES, INC.
Sponsor portfolioTH

COMMERCE BANCSHARES, INC.

EIN 43-0889454-Finance and Insurance-Latest filing 2024
Plans
3
Retirement
2
$1.19B assets
Welfare
1
$5.5M premiums
Participants
12,484
8000 FORSYTH BLVD STE 910 - ST. LOUIS, MO 63105314-746-7434
Plans on this EIN
3 filings
#002401k-$1.10B - 5,930 part#001TraditionalDB-$87.0M - 1,820 part#515Mixed-$5.5M - 5,693 lives

Retirement portfolio analytics

2 plans aggregated / $1.19B assets / 7,750 participants

Assets by plan

Share of aggregate retirement assets

93%top
  • PARTICIPATING INVESTMENT PLAN (#002)93%
  • RESTATED RETIREMENT PLAN (#001)7%
Total $1.19BClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • PARTICIPATING INVESTMENT PLAN (#002)5,930
  • RESTATED RETIREMENT PLAN (#001)1,820
Total 7,750Click row to drill in

Benefits portfolio analytics

1 plan / $5.5M premiums / 5,693 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Stop-loss$1.4M
  • Life$1.3M
  • Health$951K
  • Other$844K
  • Vision$591K
  • Long-term disability$420K
Total $5.5M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
26%top
  • RELIASTAR LIFE INSURANCE COMPANY26%
  • SECURIAN LIFE INSURANCE COMPANY23%
  • METROPOLITAN LIFE INSURANCE COMPANY17%
  • UNUM LIFE INSURANCE COMPANY OF AMERICA14%
  • VISION SERVICE PLAN11%
  • +3 more
Total $5.5M8 slices

Broker market share

Schedule A broker compensation

Split broker
78%top
  • WILLIS TOWERS WATSON US LLC78%
  • AMERICAN MEDICARE COUNSELORS22%
  • RINGMASTER INSURANCE AGENCY LLC0%
Total $509K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

COMMERCE BANCSHARES, INC. PARTICIPATING INVESTMENT PLAN

401k

Assets$1.10B
Participants5,930
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

COMMERCE BANCSHARES, INC RESTATED RETIREMENT PLAN

TraditionalDB

Assets$87.0M
Participants1,820
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#515

COMMERCE BANCSHARES, INC HEALTH AND WELFARE WRAP PLAN

Mixed - RELIASTAR LIFE INSURANCE COMPANY

Premiums$5.5M
Covered lives5,693
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002COMMERCE BANCSHARES, INC. PARTICIPATING INVESTMENT PLAN401k$1.10B5,9302024
001COMMERCE BANCSHARES, INC RESTATED RETIREMENT PLANTraditionalDB$87.0M1,8202024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
515COMMERCE BANCSHARES, INC HEALTH AND WELFARE WRAP PLANMixedRELIASTAR LIFE INSURANCE COMPANY$5.5M5,6932024
Retirement plans
Welfare plans
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