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  2. First State Bank of St. Charles Missouri
  • Retirement analytics
  • Benefits analytics
  • Plan summaries
  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

First State Bank of St. Charles Missouri

EIN 43-0492450-banking-Latest filing 2025
Plans
3
Retirement
2
$41.3M assets
Health & Benefits
1
$1.9M premiums
Participants
565
206 N 5TH ST - LAKE ST. LOUIS, MO 63367636-940-5555fsbfinancial.comLinkedIn201-500 employeesbanking
Plans on this EIN
3 filings
#002401(k)-$29.5M - 204 part#001ESOP-$11.9M - 193 part#504Fully insured-$1.9M - 306 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's health and benefits plan.

Retirement portfolio analytics

2 plans aggregated / $41.3M assets / 397 participants

Assets by plan

Share of aggregate retirement assets

  • CHARLES MISSOURI 401(K) (#002)$29.5M
  • EMPLOYEE STOCK OWNERSHIP (#001)$11.9M
Total $41.3MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • CHARLES MISSOURI 401(K) (#002)204
  • EMPLOYEE STOCK OWNERSHIP (#001)193
Total 397Select a row to open it

Benefits portfolio analytics

1 plan / $1.9M premiums / 306 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.8M
  • Dental$1.8M
  • Vision$1.8M
  • Life$47K
  • Other$42K
  • Long-term disability$31K
Total $1.9M6 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#002

FIRST STATE BANK OF ST. CHARLES MISSOURI 401(K) PLAN

401(k)

Assets$29.5M
Participants204
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#001

FIRST STATE BANK OF ST. CHARLES EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$11.9M
Participants193
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#504

FIRST STATE BANK OF ST. CHARLES HEALTH AND WELFARE BENEFITS PLAN

Fully insured - UNITEDHEALTHCARE INSURANCE COMPANY

Premiums$1.9M
Covered lives306
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#002FIRST STATE BANK OF ST. CHARLES MISSOURI 401(K) PLAN401(k)$29.5M2042025
#001FIRST STATE BANK OF ST. CHARLES EMPLOYEE STOCK OWNERSHIP PLANESOP$11.9M1932025
  • FIRST STATE BANK OF ST. CHARLES MISSOURI 401(K) PLAN$29.5M
    #002 · 401(k) · 2025204
  • FIRST STATE BANK OF ST. CHARLES EMPLOYEE STOCK OWNERSHIP PLAN$11.9M
    #001 · ESOP · 2025193

Health & Benefits plans

1 plan on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#504FIRST STATE BANK OF ST. CHARLES HEALTH AND WELFARE BENEFITS PLANFully insuredUNITEDHEALTHCARE INSURANCE COMPANY$1.9M3062025
  • FIRST STATE BANK OF ST. CHARLES HEALTH AND WELFARE BENEFITS PLAN$1.9M
    #504 · Fully insured · UNITEDHEALTHCARE INSURANCE COMPANY · 2025306
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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