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  2. Stearns Financial Services, Inc.
  • Retirement analytics
  • Benefits analytics
  • Plan summaries
  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

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Stearns Financial Services, Inc.

EIN 41-1655119-Management of Companies and Enterprises-Latest filing 2025
Plans
3
Retirement
2
$199.3M assets
Health & Benefits
1
$8.5M premiums
Participants
1,509
4191 2ND ST S - ST CLOUD, MN 563027338320-253-6607
Plans on this EIN
3 filings
#001ESOP-$155.6M - 516 part#002401(k)-$43.7M - 510 part#511Mixed-$8.5M - 986 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's health and benefits plan.

Retirement portfolio analytics

2 plans aggregated / $199.3M assets / 1,026 participants

Assets by plan

Share of aggregate retirement assets

  • EMPLOYEE STOCK OWNERSHIP (#001)$155.6M
  • PLAN AND TRUST (#002)$43.7M
Total $199.3MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • EMPLOYEE STOCK OWNERSHIP (#001)516
  • PLAN AND TRUST (#002)510
Total 1,026Select a row to open it

Benefits portfolio analytics

1 plan / $8.5M premiums / 986 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$8.1M
  • Other$337K
  • Vision$285K
  • Life$285K
  • Long-term disability$285K
Total $8.5M5 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#001

STEARNS FINANCIAL SERVICES, INC. EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$155.6M
Participants516
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#002

STEARNS FINANCIAL SERVICES, INC. 401(K) PLAN AND TRUST

401(k)

Assets$43.7M
Participants510
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#511

STEARNS FINANCIAL SERVICES, INC. HEALTH & WELFARE BENEFIT PLAN

Mixed - MEDICA INSURANCE COMPANY

Premiums$8.5M
Covered lives986
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#001STEARNS FINANCIAL SERVICES, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP$155.6M5162025
#002STEARNS FINANCIAL SERVICES, INC. 401(K) PLAN AND TRUST401(k)$43.7M5102025
  • STEARNS FINANCIAL SERVICES, INC. EMPLOYEE STOCK OWNERSHIP PLAN$155.6M
    #001 · ESOP · 2025516
  • STEARNS FINANCIAL SERVICES, INC. 401(K) PLAN AND TRUST$43.7M
    #002 · 401(k) · 2025510

Health & Benefits plans

1 plan on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#511STEARNS FINANCIAL SERVICES, INC. HEALTH & WELFARE BENEFIT PLANMixedMEDICA INSURANCE COMPANY$8.5M9862025
  • STEARNS FINANCIAL SERVICES, INC. HEALTH & WELFARE BENEFIT PLAN$8.5M
    #511 · Mixed · MEDICA INSURANCE COMPANY · 2025986
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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