Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$1.2M
- Life$84K
- Short-term disability$84K
- Other$84K
- Dental$43K
- Vision$5K
Sponsor portfolio
RJ ZAVORAL & SONS INC
EIN 41-1356485Latest filing 2025
Plans
2
Retirement
1
$22.4M assets
Welfare
1
$1.3M premiums
Participants
355
PO BOX 435 - EAST GRAND FORKS, MN 56721218-773-0586
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $1.3M premiums / 180 covered livesCarrier market share
Premium dollars by Schedule A carrier
94%top
- BLUE CROSS OF CALIFORNIA94%
- AFLAC6%
Broker market share
Schedule A broker compensation
73%top
- MARSH & MCLENNAN AGENCY LLC73%
- SASHA CAMPBELL9%
- KATRINA REINKE4%
- THOMAS J CASSADY4%
- GREGORY A NESS3%
- +3 more
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
R.J. ZAVORAL & SONS, INC. RETIREMENT PLAN
401k
Assets$22.4M
Participants225
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
RJ ZAVORAL & SONS INC CAFETERIA PLAN
Fully Insured - BLUE CROSS AND BLUE SHIELD OF MINNESOTA
Premiums$1.3M
Covered lives180
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | R.J. ZAVORAL & SONS, INC. RETIREMENT PLAN | 401k | $22.4M | 225 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | RJ ZAVORAL & SONS INC CAFETERIA PLAN | Fully Insured | BLUE CROSS AND BLUE SHIELD OF MINNESOTA | $1.3M | 180 | 2025 |
Retirement plans
Welfare plans