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  2. BREMER FINANCIAL CORPORATION
Sponsor portfolioTH

BREMER FINANCIAL CORPORATION

EIN 41-0715583-Latest filing 2025
Plans
5
Retirement
3
$698.8M assets
Welfare
2
$550K premiums
Participants
7,642
380 ST. PETER STREET, SUITE 500 - ST. PAUL, MN 551021321651-227-3555LinkedIn1-10 employees
Plans on this EIN
5 filings
#002401k-$346.0M - 2,003 part#003TraditionalDB-$336.5M - 3,569 part#007ESOP-$16.3M - 2,070 part#501Mixed-$463K - 2,523 lives#508Mixed-$87K - 1,439 lives

Retirement portfolio analytics

3 plans aggregated / $698.8M assets / 7,642 participants

Assets by plan

Share of aggregate retirement assets

50%top
  • BREMER 401(K) (#002)50%
  • BREMER RETIREMENT PLAN (#003)48%
  • EMPLOYEE STOCK OWNERSHIP (#007)2%
Total $698.8MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
50%top
  • (Not disclosed)50%
  • CHARLES SCHWAB & CO., INC.50%
Total $698.8MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • BREMER RETIREMENT PLAN (#003)3,569
  • EMPLOYEE STOCK OWNERSHIP (#007)2,070
  • BREMER 401(K) (#002)2,003
Total 7,642Click row to drill in

Benefits portfolio analytics

2 plans / $550K premiums / 3,962 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$276K
  • Life$228K
  • Stop-loss$175K
  • Long-term disability$87K
Total $550K4 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
68%top
  • UNUM LIFE INSURANCE COMPANY OF AMERICA68%
  • MEDICA INSURANCE COMPANY32%
Total $550K2 slices

Broker market share

Schedule A broker compensation

Split broker
96%top
  • GALLAGHER BENEFIT SERVICES, INC.96%
  • BREMER INSURANCE AGENCIES INC.4%
  • JENNON M CARUTH0%
Total $76K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

BREMER 401(K) PLAN

401k

Assets$346.0M
Participants2,003
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

BREMER RETIREMENT PLAN

TraditionalDB

Assets$336.5M
Participants3,569
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#007

BREMER FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$16.3M
Participants2,070
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

BREMER BANKS GROUP BENEFITS PLAN

Mixed - UNUM LIFE INSURANCE COMPANY OF AMERICA

Premiums$463K
Covered lives2,523
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#508

BREMER LONG TERM DISABILITY PLAN

Mixed - UNUM LIFE INSURANCE COMPANY OF AMERICA

Premiums$87K
Covered lives1,439
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans3

Plan #NameTypeAssetsParticipantsLatest year
002BREMER 401(K) PLAN401k$346.0M2,0032024
003BREMER RETIREMENT PLANTraditionalDB$336.5M3,5692024
007BREMER FINANCIAL CORPORATION EMPLOYEE STOCK OWNERSHIP PLANESOP$16.3M2,0702024

Welfare plans2

Plan #NameFundingCarrierPremiumsCoveredLatest year
501BREMER BANKS GROUP BENEFITS PLANMixedUNUM LIFE INSURANCE COMPANY OF AMERICA$463K2,5232025
508BREMER LONG TERM DISABILITY PLANMixedUNUM LIFE INSURANCE COMPANY OF AMERICA$87K1,4392025
Retirement plans
Welfare plans
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