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Sponsor portfolio

PAN-O-GOLD BAKING COMPANY

EIN 41-0679579-food production-Latest filing 2025
Plans
3
Retirement
2
$70.5M assets
Welfare
1
$1.3M premiums
Participants
1,690
444 EAST ST. GERMAIN STREET - ST CLOUD, MN 56302320-251-9361panogold.comLinkedIn1001-5000 employeesfood production
Plans on this EIN
3 filings
#004401k-$59.6M - 655 part#005ProfitSharing-$10.9M - 214 part#501Mixed-$1.3M - 821 lives

Retirement portfolio analytics

2 plans aggregated / $70.5M assets / 869 participants

Assets by plan

Share of aggregate retirement assets

85%top
  • CO. EMPLOYEE Savings (#004)85%
  • CO. RETIREMENT PLAN (#005)15%
Total $70.5MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • CO. EMPLOYEE Savings (#004)655
  • CO. RETIREMENT PLAN (#005)214
Total 869Click row to drill in

Benefits portfolio analytics

1 plan / $1.3M premiums / 821 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Stop-loss$923K
  • Life$282K
  • Short-term disability$282K
  • Dental$49K
Total $1.3M4 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
74%top
  • BLUE CROSS OF CALIFORNIA74%
  • METROPOLITAN LIFE INSURANCE COMPANY23%
  • DELTA DENTAL OF CALIFORNIA4%
Total $1.3M3 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • INTELLICENTS INC100%
Total $70K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#004

PAN-O-GOLD BAKING CO. EMPLOYEE SAVINGS PLAN

401k

Assets$59.6M
Participants655
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#005

PAN-O-GOLD BAKING CO. RETIREMENT PLAN

ProfitSharing

Assets$10.9M
Participants214
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

PAN-O-GOLD BAKING CO.

Mixed - BCBSMN,INC DBA BLUE CROSS AND BLUE SHIELD OF MINNESOTA

Premiums$1.3M
Covered lives821
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
004PAN-O-GOLD BAKING CO. EMPLOYEE SAVINGS PLAN401k$59.6M6552025
005PAN-O-GOLD BAKING CO. RETIREMENT PLANProfitSharing$10.9M2142025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501PAN-O-GOLD BAKING CO.MixedBCBSMN,INC DBA BLUE CROSS AND BLUE SHIELD OF MINNESOTA$1.3M8212025
Retirement plans
Welfare plans
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