Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
WATERSTONE BANK SSB ESOP
EIN 39-0691250bankingLatest filing 2025
Plans
3
Retirement
2
$53.2M assets
Welfare
1
$1.7M premiums
Participants
1,063
11200 W. PLANK COURT, STE.400 - WAUWATOSA, WI 532263250414-459-4028wsbonline.comLinkedIn201-500 employeesbanking
Plans on this EIN
3 filingsRetirement portfolio analytics
2 plans aggregated / $53.2M assets / 480 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $1.7M premiums / 639 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Stop-loss$1.0M
- Other$602K
- Life$495K
- Short-term disability$495K
- Long-term disability$495K
- Vision$52K
Carrier market share
Premium dollars by Schedule A carrier
68%top
- HCC LIFE INSURANCE COMPANY68%
- RELIASTAR LIFE INSURANCE COMPANY29%
- THE LINCOLN NATIONAL LIFE INSURANCE COMPANY3%
Broker market share
Schedule A broker compensation
80%top
- M3 INSURANCE SOLUTIONS INC80%
- C2 CENTRIC LLC14%
- WATCHTOWER BENEFITS, LLC7%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#003
2015 AMENDED AND RESTATED WATERSTONE BANK SSB EMPLOYEE STOCK OWNERSHIP PLAN
ESOP
Assets$34.6M
Participants219
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
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Retirement#002
WATERSTONE BANK SSB 401(K) PLAN
401k
Assets$18.6M
Participants261
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#510
WATERSTONE BANK SSB BENEFITS PLAN
Mixed - HCC LIFE INSURANCE COMPANY
Premiums$1.7M
Covered lives639
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
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Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 003 | 2015 AMENDED AND RESTATED WATERSTONE BANK SSB EMPLOYEE STOCK OWNERSHIP PLAN | ESOP | $34.6M | 219 | 2025 | |
| 002 | WATERSTONE BANK SSB 401(K) PLAN | 401k | $18.6M | 261 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 510 | WATERSTONE BANK SSB BENEFITS PLAN | Mixed | HCC LIFE INSURANCE COMPANY | $1.7M | 639 | 2025 |
Retirement plans
Welfare plans