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Sponsor portfolio

CENTRAL-STATE BANCORP, INC

EIN 38-2720385-Finance and Insurance-Latest filing 2025
Plans
4
Retirement
2
$18.4M assets
Welfare
2
$424K premiums
Participants
487
PO BOX 1636 - TRAVERSE CITY, MI 49686231-399-0377
Plans on this EIN
4 filings
#002401k-$17.7M - 136 part#003ESOP-$681K - 114 part#501Fully Insured-$351K - 220 lives#502Fully Insured-$73K - 133 lives

Retirement portfolio analytics

2 plans aggregated / $18.4M assets / 250 participants

Assets by plan

Share of aggregate retirement assets

96%top
  • 401(K) RETIREMENT Savings (#002)96%
  • EMPLOYEE STOCK OWNERSHIP (#003)4%
Total $18.4MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • 401(K) RETIREMENT Savings (#002)136
  • EMPLOYEE STOCK OWNERSHIP (#003)114
Total 250Click row to drill in

Benefits portfolio analytics

2 plans / $424K premiums / 353 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$276K
  • Dental$60K
  • Life$42K
  • Long-term disability$31K
  • Vision$16K
Total $424K5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
65%top
  • PRIORITY HEALTH65%
  • STANDARD INSURANCE COMPANY17%
  • DELTA DENTAL OF CALIFORNIA14%
  • VISION SERVICE PLAN4%
Total $424K4 slices

Broker market share

Schedule A broker compensation

Split broker
79%top
  • GREAT NORTHERN BENEFITS LLC79%
  • BRSI EMPLOYEE BENEFIT SOLUTIONS LLC21%
Total $11K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

CS BANCORP 401(K) RETIREMENT SAVINGS PLAN

401k

Assets$17.7M
Participants136
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

CENTRAL-STATE BANCORP, INC EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$681K
Participants114
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

CENTRAL-STATE BANCORP, INC. WELFARE BENEFIT PLAN

Fully Insured - PRIORITY HEALTH INSURANCE COMPANY

Premiums$351K
Covered lives220
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

CENTRAL-STATE BANCORP, INC. LIFE INSURANCE PLAN

Fully Insured - STANDARD INSURANCE COMPANY

Premiums$73K
Covered lives133
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002CS BANCORP 401(K) RETIREMENT SAVINGS PLAN401k$17.7M1362025
003CENTRAL-STATE BANCORP, INC EMPLOYEE STOCK OWNERSHIP PLANESOP$681K1142025

Welfare plans2

Plan #NameFundingCarrierPremiumsCoveredLatest year
501CENTRAL-STATE BANCORP, INC. WELFARE BENEFIT PLANFully InsuredPRIORITY HEALTH INSURANCE COMPANY$351K2202025
502CENTRAL-STATE BANCORP, INC. LIFE INSURANCE PLANFully InsuredSTANDARD INSURANCE COMPANY$73K1332025
Retirement plans
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