Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
KALSEC, INC.
EIN 38-2089140food & beveragesLatest filing 2025
Plans
3
Retirement
2
$137.1M assets
Welfare
1
$946K premiums
Participants
939
3713 WEST MAIN ST - KALAMAZOO, MI 49006269-349-9711kalsec.comLinkedIn201-500 employeesfood & beverages
Plans on this EIN
3 filingsRetirement portfolio analytics
2 plans aggregated / $137.1M assets / 511 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $946K premiums / 1,153 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Dental$514K
- Other$432K
- Life$427K
- Long-term disability$427K
Carrier market share
Premium dollars by Schedule A carrier
54%top
- DELTA DENTAL OF CALIFORNIA54%
- UNITED OF OMAHA LIFE INSURANCE COMPANY45%
- FOUR EVER LIFE INSURANCE COMPANY1%
Broker market share
Schedule A broker compensation
77%top
- THE NULTY AGENCY INC.77%
- CENTRO BENEFITS RESEARCH LLC23%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#003
KALSEC, INC. EMPLOYEES' PROFIT SHARING PLAN
401k
Assets$111.3M
Participants413
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#016
KALSEC UNION 401(K) / RETIREMENT PLAN
401k
Assets$25.8M
Participants98
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
KALSEC, INC. HEALTH AND WELFARE BENEFITS PLAN
Mixed - DELTA DENTAL OF MICHIGAN
Premiums$946K
Covered lives1,153
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 003 | KALSEC, INC. EMPLOYEES' PROFIT SHARING PLAN | 401k | $111.3M | 413 | 2025 | |
| 016 | KALSEC UNION 401(K) / RETIREMENT PLAN | 401k | $25.8M | 98 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | KALSEC, INC. HEALTH AND WELFARE BENEFITS PLAN | Mixed | DELTA DENTAL OF MICHIGAN | $946K | 1,153 | 2025 |
Retirement plans
Welfare plans