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  2. Independent Bank Corporation
  • Retirement analytics
  • Benefits analytics
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  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

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Independent Bank Corporation

EIN 38-2032782-banking-Latest filing 2025
Plans
3
Retirement
2
$127.5M assets
Health & Benefits
1
$676K premiums
Participants
2,742
227 W MAIN ST - IONIA, MI 488461638616-527-5820independentbank.comLinkedIn501-1000 employeesbanking
Plans on this EIN
3 filings
#003401(k)-$109.6M - 1,022 part#004ESOP-$17.9M - 880 part#501Mixed-$676K - 840 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's health and benefits plan.

Retirement portfolio analytics

2 plans aggregated / $127.5M assets / 1,902 participants

Assets by plan

Share of aggregate retirement assets

  • BANK CORPORATION 401(K) (#003)$109.6M
  • EMPLOYEE STOCK OWNERSHIP (#004)$17.9M
Total $127.5MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • BANK CORPORATION 401(K) (#003)1,022
  • EMPLOYEE STOCK OWNERSHIP (#004)880
Total 1,902Select a row to open it

Benefits portfolio analytics

1 plan / $676K premiums / 840 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$549K
  • Life$428K
  • Long-term disability$428K
  • Vision$98K
  • Health$29K
  • Prescription drug$29K
Total $676K6 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#003

INDEPENDENT BANK CORPORATION 401(K) PLAN

401(k)

Assets$109.6M
Participants1,022
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#004

INDEPENDENT BANK CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$17.9M
Participants880
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#501

INDEPENDENT BANK CORPORATION EMPLOYEE BENEFIT PLAN

Mixed - UNUM LIFE INSURANCE COMPANY OF AMERICA

Premiums$676K
Covered lives840
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#003INDEPENDENT BANK CORPORATION 401(K) PLAN401(k)$109.6M1,0222025
#004INDEPENDENT BANK CORPORATION EMPLOYEE STOCK OWNERSHIP PLANESOP$17.9M8802025
  • INDEPENDENT BANK CORPORATION 401(K) PLAN$109.6M
    #003 · 401(k) · 20251,022
  • INDEPENDENT BANK CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN$17.9M
    #004 · ESOP · 2025880

Health & Benefits plans

1 plan on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#501INDEPENDENT BANK CORPORATION EMPLOYEE BENEFIT PLANMixedUNUM LIFE INSURANCE COMPANY OF AMERICA$676K8402025
  • INDEPENDENT BANK CORPORATION EMPLOYEE BENEFIT PLAN$676K
    #501 · Mixed · UNUM LIFE INSURANCE COMPANY OF AMERICA · 2025840
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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