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Sponsor portfolio

SPALDING DEDECKER ASSOCIATES, INC.

EIN 38-1598901-Professional, Scientific, and Technical Services-Latest filing 2025
Plans
3
Retirement
2
$38.8M assets
Welfare
1
$1.5M premiums
Participants
518
905 SOUTH BOULEVARD EAST - ROCHESTER HILLS, MI 48307248-844-5400
Plans on this EIN
3 filings
#002ESOP-$22.4M - 180 part#001401k-$16.4M - 194 part#501Mixed-$1.5M - 246 lives

Retirement portfolio analytics

2 plans aggregated / $38.8M assets / 374 participants

Assets by plan

Share of aggregate retirement assets

58%top
  • EMPLOYEE STOCK OWNERSHIP (#002)58%
  • 401(K) RETIREMENT PLAN (#001)42%
Total $38.8MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • 401(K) RETIREMENT PLAN (#001)194
  • EMPLOYEE STOCK OWNERSHIP (#002)180
Total 374Click row to drill in

Benefits portfolio analytics

1 plan / $1.5M premiums / 246 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.3M
  • Vision$199K
  • Life$199K
  • Long-term disability$199K
  • Other$199K
Total $1.5M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
81%top
  • BLUE CROSS OF CALIFORNIA81%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA13%
  • BLUE CARE NETWORK OF MICHIGAN6%
Total $1.5M3 slices

Broker market share

Schedule A broker compensation

Split broker
63%top
  • GREG LIPOSKY63%
  • HUB INTERNATIONAL MIDWEST LIMITED37%
Total $94K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

SPALDING DEDECKER ASSOCIATES, INC. EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$22.4M
Participants180
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

SPALDING DEDECKER ASSOCIATES, INC. 401(K) RETIREMENT PLAN

401k

Assets$16.4M
Participants194
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

SPALDING DEDECKER ASSOCIATES, INC. FLEXIBLE SPENDING PLAN

Mixed - BLUE CROSS BLUE SHIELD OF MICHIGAN

Premiums$1.5M
Covered lives246
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002SPALDING DEDECKER ASSOCIATES, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP$22.4M1802024
001SPALDING DEDECKER ASSOCIATES, INC. 401(K) RETIREMENT PLAN401k$16.4M1942025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501SPALDING DEDECKER ASSOCIATES, INC. FLEXIBLE SPENDING PLANMixedBLUE CROSS BLUE SHIELD OF MICHIGAN$1.5M2462025
Retirement plans
Welfare plans
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