Assets by plan
Share of aggregate retirement assets
Sponsor portfolio
DETROIT SYMPHONY ORCHESTRA, INC.
EIN 38-1385132performing artsLatest filing 2025
Plans
7
Retirement
4
$23.8M assets
Welfare
3
$4.8M premiums
Participants
601
3711 WOODWARD AVENUE, SUITE 100 - DETROIT, MI 482012403313-576-5100dso.orgLinkedIn51-200 employeesperforming arts
Retirement portfolio analytics
4 plans aggregated / $23.8M assets / 284 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
3 plans / $4.8M premiums / 763 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$2.2M
- Prescription drug$2.2M
- Dental$837K
- Vision$582K
- Life$254K
- Long-term disability$254K
- +1 more
Carrier market share
Premium dollars by Schedule A carrier
66%top
- BLUE CARE NETWORK OF MICHIGAN66%
- BLUE CROSS OF CALIFORNIA24%
- THE LINCOLN NATIONAL LIFE INSURANCE COMPANY10%
Broker market share
Schedule A broker compensation
100%top
- HUB INTERNATIONAL MIDWEST LIMITED100%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
THE DETROIT SYMPHONY ORCHESTRA, INC. MUSICIANS' RETIREMENT PLAN
TraditionalDB
Assets$12.5M
Participants59
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#004
DETROIT SYMPHONY ORCHESTRA, INC. NON-MUSICIANS' TAX DEFERRED ACCOUNT PLAN
403b
Assets$5.2M
Participants149
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#005
DSO, INC MUSICIANS TAX DEFERRED ACCOUNT PLAN
403b
Assets$4.8M
Participants57
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003
DETROIT SYMPHONY ORCHESTRA INC NON MUSICIANS RETIREMENT PLAN
TraditionalDB
Assets$1.4M
Participants19
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#506
DETROIT SYMPHONY ORCHESTRA, INC. GROUP LIFE AND DISABILITY INSURANCE PLAN
Fully Insured - BLUE CARE NETWORK OF MICHIGAN
Premiums$2.5M
Covered lives293
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503
DETROIT SYMPHONY ORCHESTRA, INC. BLUE CROSS BLUE SHIELD OF MICHIGAN PLAN
Fully Insured - BLUE CARE NETWORK OF MICHIGAN
Premiums$2.3M
Covered lives305
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
DETROIT SYMPHONY ORCHESTRA, INC. GROUP LIFE AND DISABILITY INSURANCE PLAN
Fully Insured - LINCOLN FINANCIAL GROUP
Premiums$94K
Covered lives165
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans4
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | THE DETROIT SYMPHONY ORCHESTRA, INC. MUSICIANS' RETIREMENT PLAN | TraditionalDB | $12.5M | 59 | 2025 | |
| 004 | DETROIT SYMPHONY ORCHESTRA, INC. NON-MUSICIANS' TAX DEFERRED ACCOUNT PLAN | 403b | $5.2M | 149 | 2025 | |
| 005 | DSO, INC MUSICIANS TAX DEFERRED ACCOUNT PLAN | 403b | $4.8M | 57 | 2025 | |
| 003 | DETROIT SYMPHONY ORCHESTRA INC NON MUSICIANS RETIREMENT PLAN | TraditionalDB | $1.4M | 19 | 2025 |
Welfare plans3
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 506 | DETROIT SYMPHONY ORCHESTRA, INC. GROUP LIFE AND DISABILITY INSURANCE PLAN | Fully Insured | BLUE CARE NETWORK OF MICHIGAN | $2.5M | 293 | 2025 | |
| 503 | DETROIT SYMPHONY ORCHESTRA, INC. BLUE CROSS BLUE SHIELD OF MICHIGAN PLAN | Fully Insured | BLUE CARE NETWORK OF MICHIGAN | $2.3M | 305 | 2024 | |
| 501 | DETROIT SYMPHONY ORCHESTRA, INC. GROUP LIFE AND DISABILITY INSURANCE PLAN | Fully Insured | LINCOLN FINANCIAL GROUP | $94K | 165 | 2024 |
Retirement plans
Welfare plans