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  2. The Dow Chemical Company
  • Retirement analytics
  • Benefits analytics
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  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

Top hat

The Dow Chemical Company

EIN 38-1285128-Manufacturing-Latest filing 2025
Plans
19
Retirement
4
$22.68B assets
Health & Benefits
15
$81.7M premiums
Participants
281,749
2211 H.H. DOW WAY - MIDLAND, MI 48674989-636-1000
Plans on this EIN
19 filings
#002401(k)-$11.50B - 31,053 part#001Cash balance-$11.16B - 30,117 part#005Cash balance-$17.5M - 0 part#006Cash balance-$761K - 0 part#507Fully insured-$34.5M - 43,258 lives#601Fully insured-$14.9M - 10,632 lives#515Fully insured-$13.2M - 42,512 lives#551Mixed-$7.9M - 4,218 lives#606Fully insured-$6.1M - 16,300 lives#501Mixed-$2.3M - 13,394 lives#504Fully insured-$1.4M - 10,544 lives#542Fully insured-$1.1M - 7,226 lives#502Fully insured-$236K - 35,442 lives#503Self-funded-0 lives#508Self-funded-0 lives#521Self-funded-0 lives#530Unknown-0 lives#540Self-funded-0 lives#541Self-funded-0 lives+13 more plans

Health & Benefits portfolio - carriers, brokers and premium across this company's 15 health and benefits plans.

Retirement portfolio analytics

4 plans aggregated / $22.68B assets / 61,170 participants

Assets by plan

Share of aggregate retirement assets

  • COMPANY EMPLOYEES' Savings (#002)$11.50B
  • DOW EMPLOYEES' PENSION (#001)$11.16B
  • (PERSONAL PENSION ACCOUNT) (#005)$17.5M
  • CASH BALANCE PLAN (#006)$761K
Total $22.68BSelect a row to open it

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
  • (Not disclosed)$11.52B
  • MCUBE INVESTMENT TECHNOLOGIES LLC$11.16B
Total $22.68BSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • COMPANY EMPLOYEES' Savings (#002)31,053
  • DOW EMPLOYEES' PENSION (#001)30,117
Total 61,170Select a row to open it

Benefits portfolio analytics

15 plans / $81.7M premiums / 183,526 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$52.7M
  • Short-term disability$38.4M
  • Other$7.6M
  • Dental$6.7M
  • Vision$6.5M
  • Long-term disability$6.1M
  • +2 more
Total $81.7M8 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#002

THE DOW CHEMICAL COMPANY EMPLOYEES' SAVINGS PLAN

401(k)

Assets$11.50B
Participants31,053
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#001

DOW EMPLOYEES' PENSION PLAN

Cash balance

Assets$11.16B
Participants30,117
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#005

DOW EMPLOYEES' PENSION PLAN (PERSONAL PENSION ACCOUNT)

Cash balance

Assets$17.5M
Participants0
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#006

DOW EMPLOYEES' CASH BALANCE PLAN

Cash balance

Assets$761K
Participants0
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#507

THE DOW CHEMICAL COMPANY GROUP LIFE INSURANCE PROGRAM

Fully insured - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$34.5M
Covered lives43,258
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#601

TDCC INSURED HEALTH PROGRAM

Fully insured - AETNA LIFE INSURANCE CO.

Premiums$14.9M
Covered lives10,632
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#515

EMPLOYEE-PAID AND DEPENDENT LIFE INSURANCE PLANS

Fully insured - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$13.2M
Covered lives42,512
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#551

THE ROHM AND HAAS COMPANY HEALTH AND WELFARE PLAN

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$7.9M
Covered lives4,218
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#606

LONG TERM DISABILITY PLAN FOR THOSE ACTIVELY AT WORK 1/1/2008 AND AFTER

Fully insured - LINCOLN NATIONAL LIFE INSURANCE COMPANY

Premiums$6.1M
Covered lives16,300
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#501

THE DOW CHEMICAL COMPANY MEDICAL CARE PROGRAM

Mixed - VISION SERVICE PLAN

Premiums$2.3M
Covered lives13,394
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#504

VOLUNTARY GROUP ACCIDENT INSURANCE

Fully insured - NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA

Premiums$1.4M
Covered lives10,544
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#542

GROUP LEGAL PLAN

Fully insured - METLIFE LEGAL PLANS

Premiums$1.1M
Covered lives7,226
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#502

BUSINESS TRAVEL ACCIDENT AND OCCUPATIONAL ACCIDENT INSURANCE PLAN

Fully insured - NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA

Premiums$236K
Covered lives35,442
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#503

THE DOW CHEMICAL COMPANY DENTAL ASSISTANCE PROGRAM

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#508

HEALTH CARE REIMBURSEMENT ACCOUNT

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#521

THE DOW CHEMICAL COMPANY TRANSITION PAYMENT PROGRAM

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#530

COLI INCENTIVE BENEFIT PROGRAM

Unknown

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#540

THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR ACTIVE EMPLOYEES

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#541

THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR RETIREES

Self-funded

Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

4 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#002THE DOW CHEMICAL COMPANY EMPLOYEES' SAVINGS PLAN401(k)$11.50B31,0532025
#001DOW EMPLOYEES' PENSION PLANCash balance$11.16B30,1172025
#005DOW EMPLOYEES' PENSION PLAN (PERSONAL PENSION ACCOUNT)Cash balance$17.5M02025
#006DOW EMPLOYEES' CASH BALANCE PLANCash balance$761K02025
  • THE DOW CHEMICAL COMPANY EMPLOYEES' SAVINGS PLAN$11.50B
    #002 · 401(k) · 202531,053
  • DOW EMPLOYEES' PENSION PLAN$11.16B
    #001 · Cash balance · 202530,117
  • DOW EMPLOYEES' PENSION PLAN (PERSONAL PENSION ACCOUNT)$17.5M
    #005 · Cash balance · 20250
  • DOW EMPLOYEES' CASH BALANCE PLAN$761K
    #006 · Cash balance · 20250

Health & Benefits plans

15 plans on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#507THE DOW CHEMICAL COMPANY GROUP LIFE INSURANCE PROGRAMFully insuredMETROPOLITAN LIFE INSURANCE COMPANY$34.5M43,2582025
#601TDCC INSURED HEALTH PROGRAMFully insuredAETNA LIFE INSURANCE CO.$14.9M10,6322025
#515EMPLOYEE-PAID AND DEPENDENT LIFE INSURANCE PLANSFully insuredMETROPOLITAN LIFE INSURANCE COMPANY$13.2M42,5122025
#551THE ROHM AND HAAS COMPANY HEALTH AND WELFARE PLANMixedMETROPOLITAN LIFE INSURANCE COMPANY$7.9M4,2182025
#606LONG TERM DISABILITY PLAN FOR THOSE ACTIVELY AT WORK 1/1/2008 AND AFTERFully insuredLINCOLN NATIONAL LIFE INSURANCE COMPANY$6.1M16,3002025
#501THE DOW CHEMICAL COMPANY MEDICAL CARE PROGRAMMixedVISION SERVICE PLAN$2.3M13,3942025
#504VOLUNTARY GROUP ACCIDENT INSURANCEFully insuredNATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA$1.4M10,5442025
#542GROUP LEGAL PLANFully insuredMETLIFE LEGAL PLANS$1.1M7,2262025
#502BUSINESS TRAVEL ACCIDENT AND OCCUPATIONAL ACCIDENT INSURANCE PLANFully insuredNATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA$236K35,4422025
#503THE DOW CHEMICAL COMPANY DENTAL ASSISTANCE PROGRAMSelf-funded-$002025
#508HEALTH CARE REIMBURSEMENT ACCOUNTSelf-funded-$002025
#521THE DOW CHEMICAL COMPANY TRANSITION PAYMENT PROGRAMSelf-funded-$002025
#530COLI INCENTIVE BENEFIT PROGRAMUnknown-$002025
#540THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR ACTIVE EMPLOYEESSelf-funded-$002025
#541THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR RETIREESSelf-funded-$002025
  • THE DOW CHEMICAL COMPANY GROUP LIFE INSURANCE PROGRAM$34.5M
    #507 · Fully insured · METROPOLITAN LIFE INSURANCE COMPANY · 202543,258
  • TDCC INSURED HEALTH PROGRAM$14.9M
    #601 · Fully insured · AETNA LIFE INSURANCE CO. · 202510,632
  • EMPLOYEE-PAID AND DEPENDENT LIFE INSURANCE PLANS$13.2M
    #515 · Fully insured · METROPOLITAN LIFE INSURANCE COMPANY · 202542,512
  • THE ROHM AND HAAS COMPANY HEALTH AND WELFARE PLAN$7.9M
    #551 · Mixed · METROPOLITAN LIFE INSURANCE COMPANY · 20254,218
  • LONG TERM DISABILITY PLAN FOR THOSE ACTIVELY AT WORK 1/1/2008 AND AFTER$6.1M
    #606 · Fully insured · LINCOLN NATIONAL LIFE INSURANCE COMPANY · 202516,300
  • THE DOW CHEMICAL COMPANY MEDICAL CARE PROGRAM$2.3M
    #501 · Mixed · VISION SERVICE PLAN · 202513,394
  • VOLUNTARY GROUP ACCIDENT INSURANCE$1.4M
    #504 · Fully insured · NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA · 202510,544
  • GROUP LEGAL PLAN$1.1M
    #542 · Fully insured · METLIFE LEGAL PLANS · 20257,226
  • BUSINESS TRAVEL ACCIDENT AND OCCUPATIONAL ACCIDENT INSURANCE PLAN$236K
    #502 · Fully insured · NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA · 202535,442
  • THE DOW CHEMICAL COMPANY DENTAL ASSISTANCE PROGRAM$0
    #503 · Self-funded · 20250
  • HEALTH CARE REIMBURSEMENT ACCOUNT$0
    #508 · Self-funded · 20250
  • THE DOW CHEMICAL COMPANY TRANSITION PAYMENT PROGRAM$0
    #521 · Self-funded · 20250
  • COLI INCENTIVE BENEFIT PROGRAM$0
    #530 · Unknown · 20250
  • THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR ACTIVE EMPLOYEES$0
    #540 · Self-funded · 20250
  • THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR RETIREES$0
    #541 · Self-funded · 20250
Retirement plans
Health & Benefits plans

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