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THE DOW CHEMICAL COMPANY

EIN 38-1285128-Manufacturing-Latest filing 2024
Plans
18
Retirement
3
$22.10B assets
Welfare
15
$77.4M premiums
Participants
304,461
2211 H.H. DOW WAY - MIDLAND, MI 48674989-638-5773
Plans on this EIN
18 filings
#001CashBalance-$10.93B - 31,955 part#002ESOP-$10.77B - 33,050 part#005CashBalance-$401.5M - 11,463 part#507Fully Insured-$35.2M - 44,412 lives#515Fully Insured-$13.4M - 44,783 lives#601Fully Insured-$11.2M - 11,340 lives#551Mixed-$6.3M - 4,648 lives#606Fully Insured-$6.0M - 17,076 lives#501Mixed-$2.3M - 13,824 lives#504Fully Insured-$1.4M - 11,132 lives#542Fully Insured-$1.3M - 7,340 lives#502Fully Insured-$236K - 37,789 lives#503Self Funded-0 lives#508Self Funded-0 lives#521Self Funded-0 lives#530Unknown-0 lives#540Self Funded-0 lives#541Self Funded-0 lives

Retirement portfolio analytics

3 plans aggregated / $22.10B assets / 76,468 participants

Assets by plan

Share of aggregate retirement assets

49%top
  • DOW EMPLOYEES' PENSION (#001)49%
  • COMPANY EMPLOYEES' Savings (#002)49%
  • (PERSONAL PENSION ACCOUNT) (#005)2%
Total $22.10BClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
51%top
  • (Not disclosed)51%
  • MCUBE INVESTMENT TECHNOLOGIES LLC49%
Total $22.10BClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • COMPANY EMPLOYEES' Savings (#002)33,050
  • DOW EMPLOYEES' PENSION (#001)31,955
  • (PERSONAL PENSION ACCOUNT) (#005)11,463
Total 76,468Click row to drill in

Benefits portfolio analytics

15 plans / $77.4M premiums / 192,344 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$53.0M
  • Short-term disability$38.6M
  • Other$6.9M
  • Long-term disability$6.0M
  • Dental$5.9M
  • Vision$5.9M
  • +2 more
Total $77.4M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
70%top
  • METROPOLITAN LIFE INSURANCE COMPANY70%
  • AETNA LIFE INSURANCE COMPANY11%
  • THE LINCOLN NATIONAL LIFE INSURANCE COMPANY8%
  • CIGNA HEALTH AND LIFE INSURANCE COMPANY5%
  • VISION SERVICE PLAN3%
  • +2 more
Total $77.4M7 slices

Broker market share

Schedule A broker compensation

Split broker
66%top
  • WILLIS TOWERS WATSON US LLC66%
  • E. G. BOWMAN34%
Total $109K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

DOW EMPLOYEES' PENSION PLAN

CashBalance

Assets$10.93B
Participants31,955
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

THE DOW CHEMICAL COMPANY EMPLOYEES' SAVINGS PLAN

ESOP

Assets$10.77B
Participants33,050
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#005

DOW EMPLOYEES' PENSION PLAN (PERSONAL PENSION ACCOUNT)

CashBalance

Assets$401.5M
Participants11,463
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#507

THE DOW CHEMICAL COMPANY GROUP LIFE INSURANCE PROGRAM

Fully Insured - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$35.2M
Covered lives44,412
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#515

EMPLOYEE-PAID AND DEPENDENT LIFE INSURANCE PLANS

Fully Insured - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$13.4M
Covered lives44,783
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#601

TDCC INSURED HEALTH PROGRAM

Fully Insured - AETNA LIFE INSURANCE CO.

Premiums$11.2M
Covered lives11,340
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#551

THE ROHM AND HAAS COMPANY HEALTH AND WELFARE PLAN

Mixed - METROPOLITAN LIFE INSURANCE COMPANY

Premiums$6.3M
Covered lives4,648
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#606

LONG TERM DISABILITY PLAN FOR THOSE ACTIVELY AT WORK 1/1/2008 AND AFTER

Fully Insured - LINCOLN NATIONAL LIFE INSURANCE COMPANY

Premiums$6.0M
Covered lives17,076
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

THE DOW CHEMICAL COMPANY MEDICAL CARE PROGRAM

Mixed - VISION SERVICE PLAN

Premiums$2.3M
Covered lives13,824
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504

VOLUNTARY GROUP ACCIDENT INSURANCE

Fully Insured - NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA

Premiums$1.4M
Covered lives11,132
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#542

GROUP LEGAL PLAN

Fully Insured - METLIFE LEGAL PLANS

Premiums$1.3M
Covered lives7,340
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

BUSINESS TRAVEL ACCIDENT AND OCCUPATIONAL ACCIDENT INSURANCE PLAN

Fully Insured - NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA

Premiums$236K
Covered lives37,789
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

THE DOW CHEMICAL COMPANY DENTAL ASSISTANCE PROGRAM

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#508

HEALTH CARE REIMBURSEMENT ACCOUNT

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#521

THE DOW CHEMICAL COMPANY TRANSITION PAYMENT PROGRAM

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#530

COLI INCENTIVE BENEFIT PROGRAM

Unknown

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#540

THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR ACTIVE EMPLOYEES

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#541

THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR RETIREES

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans3

Plan #NameTypeAssetsParticipantsLatest year
001DOW EMPLOYEES' PENSION PLANCashBalance$10.93B31,9552024
002THE DOW CHEMICAL COMPANY EMPLOYEES' SAVINGS PLANESOP$10.77B33,0502024
005DOW EMPLOYEES' PENSION PLAN (PERSONAL PENSION ACCOUNT)CashBalance$401.5M11,4632024

Welfare plans15

Plan #NameFundingCarrierPremiumsCoveredLatest year
507THE DOW CHEMICAL COMPANY GROUP LIFE INSURANCE PROGRAMFully InsuredMETROPOLITAN LIFE INSURANCE COMPANY$35.2M44,4122024
515EMPLOYEE-PAID AND DEPENDENT LIFE INSURANCE PLANSFully InsuredMETROPOLITAN LIFE INSURANCE COMPANY$13.4M44,7832024
601TDCC INSURED HEALTH PROGRAMFully InsuredAETNA LIFE INSURANCE CO.$11.2M11,3402024
551THE ROHM AND HAAS COMPANY HEALTH AND WELFARE PLANMixedMETROPOLITAN LIFE INSURANCE COMPANY$6.3M4,6482024
606LONG TERM DISABILITY PLAN FOR THOSE ACTIVELY AT WORK 1/1/2008 AND AFTERFully InsuredLINCOLN NATIONAL LIFE INSURANCE COMPANY$6.0M17,0762024
501THE DOW CHEMICAL COMPANY MEDICAL CARE PROGRAMMixedVISION SERVICE PLAN$2.3M13,8242024
504VOLUNTARY GROUP ACCIDENT INSURANCEFully InsuredNATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA$1.4M11,1322024
542GROUP LEGAL PLANFully InsuredMETLIFE LEGAL PLANS$1.3M7,3402024
502BUSINESS TRAVEL ACCIDENT AND OCCUPATIONAL ACCIDENT INSURANCE PLANFully InsuredNATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA$236K37,7892024
503THE DOW CHEMICAL COMPANY DENTAL ASSISTANCE PROGRAMSelf Funded-$002024
508HEALTH CARE REIMBURSEMENT ACCOUNTSelf Funded-$002024
521THE DOW CHEMICAL COMPANY TRANSITION PAYMENT PROGRAMSelf Funded-$002024
530COLI INCENTIVE BENEFIT PROGRAMUnknown-$002024
540THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR ACTIVE EMPLOYEESSelf Funded-$002024
541THE DOW CHEMICAL COMPANY RETIREMENT HEALTH CARE ASSISTANCE PLAN FOR RETIREESSelf Funded-$002024
Retirement plans
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