Assets by plan
Share of aggregate retirement assets
61%top
Sponsor portfolio
ROY O'BRIEN, INC.
EIN 38-1241601retailLatest filing 2025
Plans
3
Retirement
2
$13.4M assets
Welfare
1
$772K premiums
Participants
251
Plans on this EIN
3 filingsRetirement portfolio analytics
2 plans aggregated / $13.4M assets / 152 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $772K premiums / 99 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$685K
- Prescription drug$685K
- Dental$86K
- Vision$86K
- Life$86K
- Short-term disability$86K
- +2 more
Carrier market share
Premium dollars by Schedule A carrier
68%top
- BLUE CARE NETWORK OF MICHIGAN68%
- BLUE CROSS OF CALIFORNIA20%
- THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA11%
Broker market share
Schedule A broker compensation
63%top
- MICHAEL DILORENZO63%
- MICHIGAN PLANNERS, INC.37%
- LUCIDO MORRIS ASSOCIATES, LLC0%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
ROY O'BRIEN, INC. 401(K) PLAN 002
401k
Assets$8.1M
Participants71
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001
ROY O'BRIEN, INC. 401(K) PLAN 001
401k
Assets$5.2M
Participants81
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
ROY O'BRIEN, INC. WELFARE BENEFIT PLAN
Fully Insured - BLUE CARE NETWORK OF MICHIGAN
Premiums$772K
Covered lives99
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | ROY O'BRIEN, INC. 401(K) PLAN 002 | 401k | $8.1M | 71 | 2025 | |
| 001 | ROY O'BRIEN, INC. 401(K) PLAN 001 | 401k | $5.2M | 81 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | ROY O'BRIEN, INC. WELFARE BENEFIT PLAN | Fully Insured | BLUE CARE NETWORK OF MICHIGAN | $772K | 99 | 2024 |
Retirement plans
Welfare plans