Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$2.5M
- Prescription drug$2.5M
- Vision$191K
- Life$191K
- Short-term disability$191K
- Long-term disability$191K
- +2 more
Sponsor portfolio
RAM CONSTRUCTION SERVICES OF MICHIGAN, INC.
EIN 38-1164400ConstructionLatest filing 2024
Plans
2
Retirement
1
$20.8M assets
Welfare
1
$2.9M premiums
Participants
341
13800 ECKLES RD - LIVONIA, MI 481501041734-464-3800
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $2.9M premiums / 418 covered livesCarrier market share
Premium dollars by Schedule A carrier
88%top
- BLUE CROSS OF CALIFORNIA88%
- THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA7%
- METROPOLITAN LIFE INSURANCE COMPANY6%
Broker market share
Schedule A broker compensation
56%top
- MARY JO LEFEVRE56%
- HYLANT GROUP INC37%
- CENTRO BENEFITS RESEARCH LLC7%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
RAM CONSTRUCTION SERVICES 401(K) PLAN
401k
Assets$20.8M
Participants192
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
RAM CONSTRUCTION SERVICES OF MICHIGAN WELFARE BENEFIT PLAN
Fully Insured - BLUE CROSS BLUE SHIELD OF MICHIGAN
Premiums$2.9M
Covered lives418
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | RAM CONSTRUCTION SERVICES 401(K) PLAN | 401k | $20.8M | 192 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | RAM CONSTRUCTION SERVICES OF MICHIGAN WELFARE BENEFIT PLAN | Fully Insured | BLUE CROSS BLUE SHIELD OF MICHIGAN | $2.9M | 418 | 2024 |
Retirement plans
Welfare plans