Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
THUMB BANK & TRUST
EIN 38-0929290bankingLatest filing 2025
Plans
3
Retirement
2
$26.5M assets
Welfare
1
$1.4M premiums
Participants
368
7254 MICHIGAN AVENUE, P.O. BOX 560 - PIGEON, MI 48755989-453-3113thumb.bankLinkedIn51-200 employeesbanking
Plans on this EIN
3 filingsRetirement portfolio analytics
2 plans aggregated / $26.5M assets / 249 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
1 plan / $1.4M premiums / 678 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$1.1M
- Prescription drug$1.1M
- Vision$123K
- Dental$57K
- Other$54K
- Life$37K
- +1 more
Carrier market share
Premium dollars by Schedule A carrier
82%top
- BLUE CROSS OF CALIFORNIA82%
- VISION SERVICE PLAN9%
- UNITED OF OMAHA LIFE INSURANCE COMPANY5%
- DELTA DENTAL OF CALIFORNIA4%
Broker market share
Schedule A broker compensation
77%top
- WORTHAM SAN ANTONIO INC77%
- MICHIGAN PLANNERS, INC.23%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
THUMB BANK AND TRUST PROFIT SHARING PLAN
401k
Assets$14.1M
Participants140
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
THUMB BANCORP, INC. EMPLOYEE STOCK OWNERSHIP PLAN
ESOP
Assets$12.4M
Participants109
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
THUMB BANK WRAP PLAN
Mixed - BLUE CROSS BLUE SHIELD OF MICHIGAN
Premiums$1.4M
Covered lives678
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | THUMB BANK AND TRUST PROFIT SHARING PLAN | 401k | $14.1M | 140 | 2024 | |
| 002 | THUMB BANCORP, INC. EMPLOYEE STOCK OWNERSHIP PLAN | ESOP | $12.4M | 109 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | THUMB BANK WRAP PLAN | Mixed | BLUE CROSS BLUE SHIELD OF MICHIGAN | $1.4M | 678 | 2025 |
Retirement plans
Welfare plans