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Sponsor portfolioTH

CITIZENS NATIONAL BANK OF CHEBOYGAN

EIN 38-0421765-banking-Latest filing 2025
Plans
2
Retirement
1
$8.5M assets
Welfare
1
$1.4M premiums
Participants
218
303 NORTH MAIN STREET, P.O. BOX 10 - CHEBOYGAN, MI 49721231-627-7111cnbismybank.comLinkedIn51-200 employeesbanking
Plans on this EIN
2 filings
#004401k-$8.5M - 94 part#501Fully Insured-$1.4M - 301 lives

Benefits portfolio analytics

1 plan / $1.4M premiums / 301 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.2M
  • Prescription drug$1.2M
  • Dental$107K
  • Other$43K
  • Life$37K
  • Long-term disability$29K
  • +2 more
Total $1.4M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
85%top
  • BLUE CARE NETWORK OF MICHIGAN85%
  • DELTA DENTAL OF CALIFORNIA8%
  • UNITED OF OMAHA LIFE INSURANCE COMPANY5%
  • VISION SERVICE PLAN1%
Total $1.4M4 slices

Broker market share

Schedule A broker compensation

Split broker
74%top
  • MICHAEL DILORENZO74%
  • MICHIGAN PLANNERS, INC.26%
Total $75K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#004

CITIZENS NATIONAL BANK OF CHEBOYGAN EMPLOYEES 401(K) PLAN

401k

Assets$8.5M
Participants94
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

CITIZENS NATIONAL BANK OF CHEBOYGAN EMPLOYEE BENEFITS PLAN

Fully Insured - BLUE CARE NETWORK OF MICHIGAN

Premiums$1.4M
Covered lives301
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
004CITIZENS NATIONAL BANK OF CHEBOYGAN EMPLOYEES 401(K) PLAN401k$8.5M942025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501CITIZENS NATIONAL BANK OF CHEBOYGAN EMPLOYEE BENEFITS PLANFully InsuredBLUE CARE NETWORK OF MICHIGAN$1.4M3012025
Retirement plans
Welfare plans
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