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Sponsor portfolio

MIDLAND STATES BANK

EIN 37-0259550-banking-Latest filing 2025
Plans
3
Retirement
2
$147.6M assets
Welfare
1
$1.1M premiums
Participants
2,239
1201 NETWORK CENTRE DRIVE - EFFINGHAM, IL 624014677217-342-7374midlandsb.comLinkedIn501-1000 employeesbanking
Plans on this EIN
3 filings
#002401k-$135.6M - 1,149 part#003TraditionalDB-$12.0M - 219 part#508Mixed-$1.1M - 1,198 lives

Retirement portfolio analytics

2 plans aggregated / $147.6M assets / 1,368 participants

Assets by plan

Share of aggregate retirement assets

92%top
  • PROFIT SHARING PLAN (#002)92%
  • HEARTLAND BANK EMPLOYEES (#003)8%
Total $147.6MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • PROFIT SHARING PLAN (#002)1,149
  • HEARTLAND BANK EMPLOYEES (#003)219
Total 1,368Click row to drill in

Benefits portfolio analytics

1 plan / $1.1M premiums / 1,198 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Dental$509K
  • Life$487K
  • Short-term disability$487K
  • Long-term disability$487K
  • Other$487K
  • Vision$76K
Total $1.1M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
47%top
  • BLUE CROSS OF CALIFORNIA47%
  • HARTFORD LIFE AND ACCIDENT45%
  • DEARBORN LIFE INSURANCE COMPANY7%
Total $1.1M3 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • LOCKTON COMPANIES, LLC100%
Total $75K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

MIDLAND STATES BANK 401(K) PROFIT SHARING PLAN

401k

Assets$135.6M
Participants1,149
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

DEFINED BENEFIT PENSION PLAN FOR FORMER HEARTLAND BANK EMPLOYEES

TraditionalDB

Assets$12.0M
Participants219
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#508

MIDLAND STATES BANK HEALTH AND WELFARE PLAN

Mixed - BLUECROSS BLUESHIELD OF ILLINOIS

Premiums$1.1M
Covered lives1,198
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002MIDLAND STATES BANK 401(K) PROFIT SHARING PLAN401k$135.6M1,1492025
003DEFINED BENEFIT PENSION PLAN FOR FORMER HEARTLAND BANK EMPLOYEESTraditionalDB$12.0M2192024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
508MIDLAND STATES BANK HEALTH AND WELFARE PLANMixedBLUECROSS BLUESHIELD OF ILLINOIS$1.1M1,1982025
Retirement plans
Welfare plans
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