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DISCOVER FINANCIAL SERVICES

EIN 36-2517428-Finance and Insurance-Latest filing 2024
Plans
3
Retirement
2
$3.70B assets
Welfare
1
$50.1M premiums
Participants
59,650
2500 LAKE COOK ROAD - RIVERWOODS, IL 60015224-405-0900LinkedIn11-50 employees
Plans on this EIN
3 filings
#003401k-$3.21B - 27,261 part#004TraditionalDB-$482.8M - 11,889 part#501Mixed-$50.1M - 34,005 lives

Retirement portfolio analytics

2 plans aggregated / $3.70B assets / 39,150 participants

Assets by plan

Share of aggregate retirement assets

87%top
  • SERVICES 401K PLAN (#003)87%
  • FINANCIAL SERVICES PENSION (#004)13%
Total $3.70BClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
100%top
  • ALIGHT SOLUTIONS LLC100%
Total $3.70BClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • SERVICES 401K PLAN (#003)27,261
  • FINANCIAL SERVICES PENSION (#004)11,889
Total 39,150Click row to drill in

Benefits portfolio analytics

1 plan / $50.1M premiums / 34,005 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$20.7M
  • Dental$14.4M
  • Life$6.5M
  • Vision$3.5M
  • Long-term disability$3.0M
  • Other$2.0M
Total $50.1M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
37%top
  • SELECTHEALTH37%
  • METROPOLITAN LIFE INSURANCE COMPANY34%
  • HARTFORD LIFE AND ACCIDENT19%
  • VISION SERVICE PLAN7%
  • LIFE INSURANCE COMPANY OF NORTH AMERICA1%
  • +2 more
Total $50.1M7 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • MERCER HEALTH AND BENEFITS, LLC100%
Total $417K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#003

DISCOVER FINANCIAL SERVICES 401K PLAN

401k

Assets$3.21B
Participants27,261
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#004

DISCOVER FINANCIAL SERVICES PENSION PLAN

TraditionalDB

Assets$482.8M
Participants11,889
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

DISCOVER FINANCIAL SERVICES WELFARE BENEFITS PLAN

Mixed - SELECTHEALTH

Premiums$50.1M
Covered lives34,005
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
003DISCOVER FINANCIAL SERVICES 401K PLAN401k$3.21B27,2612024
004DISCOVER FINANCIAL SERVICES PENSION PLANTraditionalDB$482.8M11,8892024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501DISCOVER FINANCIAL SERVICES WELFARE BENEFITS PLANMixedSELECTHEALTH$50.1M34,0052024
Retirement plans
Welfare plans
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