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Sponsor portfolioTH

STERLING FEDERAL BANK, FSB

EIN 36-1824695-banking-Latest filing 2025
Plans
3
Retirement
2
$24.4M assets
Welfare
1
$1.3M premiums
Participants
353
110 E. FOURTH STREET - STERLING, IL 61081815-626-0614LinkedIn51-200 employeesbanking
Plans on this EIN
3 filings
#003TraditionalDB-$16.5M - 136 part#002401k-$7.9M - 110 part#501Fully Insured-$1.3M - 141 lives

Retirement portfolio analytics

2 plans aggregated / $24.4M assets / 246 participants

Assets by plan

Share of aggregate retirement assets

68%top
  • PLAN AND TRUST (#003)68%
  • FEDERAL BANK 401(K) (#002)32%
Total $24.4MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • PLAN AND TRUST (#003)136
  • FEDERAL BANK 401(K) (#002)110
Total 246Click row to drill in

Benefits portfolio analytics

1 plan / $1.3M premiums / 141 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.2M
  • Dental$1.2M
  • Prescription drug$1.2M
  • Life$58K
  • Long-term disability$58K
  • Other$58K
Total $1.3M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
95%top
  • BLUE CROSS OF CALIFORNIA95%
  • RELIANCE STANDARD LIFE INSURANCE COMPANY5%
Total $1.3M2 slices

Broker market share

Schedule A broker compensation

Split broker
84%top
  • COTTINGHAM & BUTLER84%
  • DIGITAL INSURANCE LLC16%
Total $65K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#003

STERLING FEDERAL BANK, FSB RETIREMENT PLAN AND TRUST

TraditionalDB

Assets$16.5M
Participants136
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

STERLING FEDERAL BANK 401(K) PLAN

401k

Assets$7.9M
Participants110
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

STERLING FEDERAL BANK

Fully Insured - HEALTH CARE SERVICE CORPORATION

Premiums$1.3M
Covered lives141
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
003STERLING FEDERAL BANK, FSB RETIREMENT PLAN AND TRUSTTraditionalDB$16.5M1362025
002STERLING FEDERAL BANK 401(K) PLAN401k$7.9M1102025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501STERLING FEDERAL BANKFully InsuredHEALTH CARE SERVICE CORPORATION$1.3M1412025
Retirement plans
Welfare plans
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