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Sponsor portfolio

UNITED REFINING COMPANY

EIN 25-1411751-oil & energy-Latest filing 2025
Plans
3
Retirement
2
$133.8M assets
Welfare
1
$2.7M premiums
Participants
3,092
15 BRADLEY STREET, PO BOX 780 - WARREN, PA 16365814-723-1500urc.comLinkedIn1001-5000 employeesoil & energy
Plans on this EIN
3 filings
#004401k-$90.6M - 559 part#006401k-$43.2M - 366 part#501Mixed-$2.7M - 1,701 lives

Retirement portfolio analytics

2 plans aggregated / $133.8M assets / 925 participants

Assets by plan

Share of aggregate retirement assets

68%top
  • FOR SALARIED EMPLOYEES (#004)68%
  • FOR HOURLY EMPLOYEES (#006)32%
Total $133.8MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
100%top
  • MERRILL LYNCH PIERCE FENNER & SMITH100%
Total $133.8MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • FOR SALARIED EMPLOYEES (#004)559
  • FOR HOURLY EMPLOYEES (#006)366
Total 925Click row to drill in

Benefits portfolio analytics

1 plan / $2.7M premiums / 1,701 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.8M
  • Other$711K
  • Life$707K
  • Vision$95K
  • Long-term disability$74K
Total $2.7M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
68%top
  • BLUE CROSS OF CALIFORNIA68%
  • UNITED OF OMAHA LIFE INSURANCE COMPANY29%
  • LIFE INSURANCE COMPANY OF NORTH AMERICA4%
Total $2.7M3 slices

Broker market share

Schedule A broker compensation

Split broker
68%top
  • SEUBERT & ASSOCIATES, INC.68%
  • PROFESSIONAL GROUP PLANS INC32%
  • HUBBARD BERT KARLE WEBER0%
Total $122K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#004

UNITED REFINING COMPANY INCENTIVE SAVINGS PLAN FOR SALARIED EMPLOYEES

401k

Assets$90.6M
Participants559
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#006

UNITED REFINING COMPANY INCENTIVE SAVINGS PLAN FOR HOURLY EMPLOYEES

401k

Assets$43.2M
Participants366
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

UNITED REFINING COMPANY BENEFIT PLAN

Mixed - HIGHMARK, INC.

Premiums$2.7M
Covered lives1,701
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
004UNITED REFINING COMPANY INCENTIVE SAVINGS PLAN FOR SALARIED EMPLOYEES401k$90.6M5592024
006UNITED REFINING COMPANY INCENTIVE SAVINGS PLAN FOR HOURLY EMPLOYEES401k$43.2M3662024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501UNITED REFINING COMPANY BENEFIT PLANMixedHIGHMARK, INC.$2.7M1,7012025
Retirement plans
Welfare plans
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