Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Stop-loss$1.0M
- Other$380K
- Life$215K
- Long-term disability$215K
- Dental$104K
- Short-term disability$104K
Sponsor portfolioTH
CITIZENS & NORTHERN BANK
EIN 24-0756925Finance and InsuranceLatest filing 2025
Plans
2
Retirement
1
$340K assets
Welfare
1
$1.4M premiums
Participants
437
90-92 MAIN STRET, PO BOX 58 - WELLSBORO, PA 169010058570-724-8533
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $1.4M premiums / 425 covered livesCarrier market share
Premium dollars by Schedule A carrier
44%top
- UNIMERICA INSURANCE COMPANY44%
- HCC LIFE INSURANCE COMPANY29%
- AMERICAN UNITED LIFE INSURANCE COMPANY15%
- THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA7%
- AFLAC4%
Broker market share
Schedule A broker compensation
82%top
- R & B INSURANCE SERVICES LLC82%
- MICHELLE M REEDER13%
- JUSTIN P ABRAHAM1%
- JOSEPH B MCGINTY JR1%
- JEFFREY CHUBB1%
- +3 more
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#004
CITIZENS TRUST COMPANY RETIREMENT PLAN
TraditionalDB
Assets$340K
Participants10
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#507
CITIZENS & NORTHERN BANK GROUP HEALTH PPO PLAN
Mixed - UNIMERICA INSURANCE COMPANY
Premiums$1.4M
Covered lives425
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 004 | CITIZENS TRUST COMPANY RETIREMENT PLAN | TraditionalDB | $340K | 10 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 507 | CITIZENS & NORTHERN BANK GROUP HEALTH PPO PLAN | Mixed | UNIMERICA INSURANCE COMPANY | $1.4M | 425 | 2025 |
Retirement plans
Welfare plans