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Sponsor portfolio

FARMERS AND MERCHANTS TRUST COMPANY

EIN 23-0570230-banking-Latest filing 2025
Plans
4
Retirement
2
$55.2M assets
Welfare
2
$151K premiums
Participants
1,076
1500 NITTERHOUSE DRIVE - CHAMBERSBURG, PA 17201717-261-3547LinkedIn201-500 employeesbanking
Plans on this EIN
4 filings
#002401k-$40.5M - 376 part#001TraditionalDB-$14.7M - 163 part#505Fully Insured-$151K - 280 lives#501Self Funded-0 lives

Retirement portfolio analytics

2 plans aggregated / $55.2M assets / 539 participants

Assets by plan

Share of aggregate retirement assets

73%top
  • M TRUST 401(K) (#002)73%
  • OF CHAMBERSBURG PENSION (#001)27%
Total $55.2MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
73%top
  • BENEFIT PLANS ADMIN SERVICES, INC.73%
  • (Not disclosed)27%
Total $55.2MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • M TRUST 401(K) (#002)376
  • OF CHAMBERSBURG PENSION (#001)163
Total 539Click row to drill in

Benefits portfolio analytics

2 plans / $151K premiums / 280 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Dental$121K
  • Vision$30K
Total $151K2 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
80%top
  • DELTA DENTAL OF CALIFORNIA80%
  • HEARTLAND20%
Total $151K2 slices

Broker market share

Schedule A broker compensation

Split broker
67%top
  • STRICKLER AGENCY, INC67%
  • VARNEY & COMPANY BENEFITS ADVISORS33%
Total $9K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

F & M TRUST 401(K) PLAN

401k

Assets$40.5M
Participants376
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG PENSION PLAN

TraditionalDB

Assets$14.7M
Participants163
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#505

FARMERS AND MERCHANTS TRUST COMPANY GROUP VISION PLAN

Fully Insured - DELTA DENTAL OF PENNSYLVANIA

Premiums$151K
Covered lives280
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

FARMERS & MERCHANTS TRUST COMPANY GROUP HEALTH PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002F & M TRUST 401(K) PLAN401k$40.5M3762024
001FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG PENSION PLANTraditionalDB$14.7M1632024

Welfare plans2

Plan #NameFundingCarrierPremiumsCoveredLatest year
505FARMERS AND MERCHANTS TRUST COMPANY GROUP VISION PLANFully InsuredDELTA DENTAL OF PENNSYLVANIA$151K2802025
501FARMERS & MERCHANTS TRUST COMPANY GROUP HEALTH PLANSelf Funded-$002025
Retirement plans
Welfare plans
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