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  2. ELO, INCORPORATED T/A THE GRAMON SCHOOL
Sponsor portfolio

ELO, INCORPORATED T/A THE GRAMON SCHOOL

EIN 22-3177795-Educational Services-Latest filing 2025
Plans
2
Retirement
1
$26.3M assets
Welfare
1
$6.3M premiums
Participants
846
20 JUST ROAD, 2ND FLOOR - FAIRFIELD, NJ 070043304973-808-6279
Plans on this EIN
2 filings
#001401k-$26.3M - 495 part#501Fully Insured-$6.3M - 507 lives

Benefits portfolio analytics

1 plan / $6.3M premiums / 507 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$5.8M
  • Prescription drug$5.8M
  • Other$286K
  • Dental$223K
  • Life$192K
  • Long-term disability$186K
  • +2 more
Total $6.3M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
91%top
  • HORIZON HEALTHCARE SERVICES, INC.91%
  • UNUM LIFE INSURANCE COMPANY OF AMERICA5%
  • DELTA DENTAL OF CALIFORNIA4%
  • VISION SERVICE PLAN1%
Total $6.3M4 slices

Broker market share

Schedule A broker compensation

Split broker
77%top
  • ACRISURE LLC77%
  • MCO PARTNERS LLC16%
  • PAMELA SUSAN LEVY2%
  • FULVIO A. ACOSTA2%
  • PETER BENTON2%
  • +3 more
Total $218K8 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

GRAMON & AFFILIATES PROFIT SHARING PLAN

401k

Assets$26.3M
Participants495
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

GRAMON AND AFFILIATES WELFARE BENEFIT PLAN

Fully Insured - HORIZON HEALTHCARE SERVICES, INC.

Premiums$6.3M
Covered lives507
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001GRAMON & AFFILIATES PROFIT SHARING PLAN401k$26.3M4952025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501GRAMON AND AFFILIATES WELFARE BENEFIT PLANFully InsuredHORIZON HEALTHCARE SERVICES, INC.$6.3M5072025
Retirement plans
Welfare plans
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