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  2. CAPGEMINI AMERICA, INC.
Sponsor portfolio

CAPGEMINI AMERICA, INC.

EIN 22-2575929-Professional, Scientific, and Technical Services-Latest filing 2024
Plans
7
Retirement
4
$3.75B assets
Welfare
3
$10.3M premiums
Participants
48,874
79 FIFTH AVENUE, SUITE 300 - ROSEMONT, IL 60018212-314-8300
Plans on this EIN
7 filings
#005401k-$2.51B - 20,098 part#006401k-$617.5M - 4,000 part#004401k-$519.6M - 7,645 part#001CashBalance-$103.0M - 384 part#501Fully Insured-$7.2M - 15,607 lives#503Mixed-$2.4M - 3,947 lives#504Mixed-$700K - 1,735 lives

Retirement portfolio analytics

4 plans aggregated / $3.75B assets / 32,127 participants

Assets by plan

Share of aggregate retirement assets

67%top
  • SAFE HARBOR 401(K) (#005)67%
  • PROFIT SHARING PLAN (#006)16%
  • 401(K) RETIREMENT PLAN (#004)14%
  • BALANCE RETIREMENT PLAN (#001)3%
Total $3.75BClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
84%top
  • (Not disclosed)84%
  • T ROWE PRICE RPS INC16%
Total $3.75BClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • SAFE HARBOR 401(K) (#005)20,098
  • 401(K) RETIREMENT PLAN (#004)7,645
  • PROFIT SHARING PLAN (#006)4,000
  • BALANCE RETIREMENT PLAN (#001)384
Total 32,127Click row to drill in

Benefits portfolio analytics

3 plans / $10.3M premiums / 21,289 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$6.3M
  • Long-term disability$5.1M
  • Other$3.3M
  • Short-term disability$3.2M
  • Vision$1.9M
  • Dental$253K
  • +2 more
Total $10.3M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
31%top
  • PRUDENTIAL INSURANCE COMPANY OF AMERICA31%
  • METROPOLITAN LIFE INSURANCE COMPANY30%
  • UNITED HEALTHCARE INSURANCE COMPANY17%
  • UNUM LIFE INSURANCE COMPANY OF AMERICA13%
  • HARTFORD LIFE AND ACCIDENT4%
  • +3 more
Total $10.3M8 slices

Broker market share

Schedule A broker compensation

Split broker
48%top
  • FREDERICK W. HOWARTH III48%
  • AON CONSULTING INC31%
  • MARSH & MCLENNAN AGENCY LLC15%
  • MERCER HEALTH AND BENEFITS, LLC5%
Total $403K4 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#005

CAPGEMINI SAFE HARBOR 401(K) PLAN

401k

Assets$2.51B
Participants20,098
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#006

SOGETI USA 401(K) PROFIT SHARING PLAN

401k

Assets$617.5M
Participants4,000
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#004

CAPGEMINI FINANCIAL SERVICES USA, INC. 401(K) RETIREMENT PLAN

401k

Assets$519.6M
Participants7,645
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

CAPGEMINI CASH BALANCE RETIREMENT PLAN

CashBalance

Assets$103.0M
Participants384
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

CAPGEMINI AMERICA, INC. WELFARE BENEFIT PLAN

Fully Insured - PRUDENTIAL INSURANCE COMPANY OF AMERICA

Premiums$7.2M
Covered lives15,607
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

CAPGEMINI FINANCIAL SERVICES EMPLOYEE MEDICAL DENTAL AND VISION PLAN

Mixed - UNUM LIFE INSURANCE COMPANY OF AMERICA

Premiums$2.4M
Covered lives3,947
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504

SOGETI USA WELFARE BENEFIT PLAN

Mixed - HARTFORD LIFE AND ACCIDENT

Premiums$700K
Covered lives1,735
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans4

Plan #NameTypeAssetsParticipantsLatest year
005CAPGEMINI SAFE HARBOR 401(K) PLAN401k$2.51B20,0982024
006SOGETI USA 401(K) PROFIT SHARING PLAN401k$617.5M4,0002024
004CAPGEMINI FINANCIAL SERVICES USA, INC. 401(K) RETIREMENT PLAN401k$519.6M7,6452024
001CAPGEMINI CASH BALANCE RETIREMENT PLANCashBalance$103.0M3842024

Welfare plans3

Plan #NameFundingCarrierPremiumsCoveredLatest year
501CAPGEMINI AMERICA, INC. WELFARE BENEFIT PLANFully InsuredPRUDENTIAL INSURANCE COMPANY OF AMERICA$7.2M15,6072024
503CAPGEMINI FINANCIAL SERVICES EMPLOYEE MEDICAL DENTAL AND VISION PLANMixedUNUM LIFE INSURANCE COMPANY OF AMERICA$2.4M3,9472024
504SOGETI USA WELFARE BENEFIT PLANMixedHARTFORD LIFE AND ACCIDENT$700K1,7352024
Retirement plans
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